Are you being called by Accounts Receivable Services, LLC?* Here's what you need to know
If debt collectors have you afraid to answer your phone, it’s time to take do something, namely hire a consumer attorney. Many collection agencies try to settle accounts by threatening and intimidating consumers, but such behavior is completely illegal. Read on to learn more about your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a federal law that protects you from being harassed and bullied by third-party collection agencies. Actions like those listed below can cause a company to receive hefty fines and even be shut down.
- Using profane and abusive language
- Discussing the debt with anyone but you, your spouse, your attorney, and any debt co-signers (if applicable)
- Refusing to validate the debt and prove that they are authorized to collect it
- Using an autodialer to leave a stream of pre-recorded messages
- Threatening to have you arrested, seize your property or garnish your wages
- Claiming to be police officers or other law enforcement figures
Company Profile: Accounts Receivable Services, LLC
If you are being called by Accounts Receivable Services, LLC., information about the company is below.
Accounts Receivable Services, LLC, which also does business as Reliance Recoveries, is a debt collection agency located in Brooklyn Center, Minnesota. It was established in 1986, has 50 to 99 employees, and is managed by general manager Barbara Ball. Records on file at the PACER (Public Access to Court Electronic Records) website indicate that many consumers who believed they were being harassed by Accounts Receivable Services, LLC challenged the company in court rather than tolerate the harassment any longer.
Alleged Violations against Accounts Receivable Services, LLC
Minhchau Q. Diep vs. Accounts Receivable Services, LLC d/b/a Reliance Recoveries*
According to PACER, in April 2014 Minnesota resident Minhchau Q. Diep received a collection letter from Accounts Receivable Services, LLC demanding payment of a debt that had been discharged in an earlier bankruptcy. Another letter followed in August, coming right to him instead of his bankruptcy attorney.
Feeling harassed by Accounts Receivable Services, LLC., Mr. Diep hired a consumer attorney and sued the company for allegedly violating the FDCPA by contacting him directly when he had legal representation regarding the debt.
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of them on your caller ID, be aware that you are being called by Accounts Receivable Services, LLC.. If they keep trying to collect a debt that was discharged in a previous bankruptcy, hire a consumer attorney right away. If you file a claim against Accounts Receivable Services, LLC and prevail in court, you could be awarded $1,000 per FDCPA violation plus associated damages, attorney fees, and court costs. An attorney can help you sue for the damages you are entitled to.
*Case taken from PACER (www.pacer.gov). File number is CASE 0:14-cv-03445-SRN-TNL from the United States District Court for the District of Minnesota, Minneapolis Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Accounts Receivable Services, LLC., or any other third-party collection agency, you may not be entitled to any compensation.