Are You Being Called By Account Resolution Corporation?*

Dealing with collection agencies can be an absolute nightmare. When you can’t pay the debt or even afford a payment plan, they can try to pressure you by calling at all hours, making negative tradelines on your credit report, and threatening to sue you.

Before you start contemplating bankruptcy, hire a consumer lawyer.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is in place to protect you when a third-party debt collector uses pressure tactics to make you pay a debt. Actions like the following are illegal and can get an agency closed down.

• Using profane and obscene language
• Threatening to call your employer and tell them you owe money
• Pretending to be attorneys or law enforcement officers to scare you into paying
• Collecting from you during the dispute period
• Demanding payment for a debt barred by statute
• Leaving voice messages that do not identify them as debt collectors

Company Profile: Account Resolution Corporation

If you are being called by Account Resolution Corporation, more information about the agency is below.

Account Resolution Corporation is a debt collection agency located in Chesterfield, Missouri. It opened for business in 2003, has 16 employees, and is managed by its President, James Hill.

Court files at the PACER website indicate that consumers who believed they were being harassed by Account Resolution Corporation hired lawyers to dispute the company’s claims.

Alleged Violations against Account Resolution Corporation

According to PACER, on or about April 15, 2014, Account Resolution Corporation sent a collection letter to an Illinois consumer, demanding payment for a $79.07 debt. Another letter was sent on July 17, 2014, this one demanding $123.83.

Feeling harassed by Account Resolution Corporation, the consumer sued the company for allegedly violating his rights by:

• Trying to collect an amount not permitted by law or the original creditor agreement
• Misrepresenting the legal status of the debt
• Using harassing and abusive means to collect a debt
• The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for Account Resolution Corporation are:

• 1-866-933-3346
• 1-636-733-3346

If the phone rings and you see them on your caller ID, it means that Account Resolution Corporation is on the line. If they demand increasing amounts that have no legal basis or justification, don’t cave in and pay. Hire a consumer lawyer and file a claim against Account Resolution Corporation.

When a debt collector violates the FDCPA, they can be ordered to compensate you, so always remember that you have rights in these situations.

Additional Resources

• Is a Debt Collector Calling at Odd Hours?
• Debt Collectors Ignored Written Request?

Case taken from PACER (pacer.gov). File number is Case 3:15-cv-00117-JPG-DGW from the United States District Court for the Southern District of Illinois.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Account Resolution Corporation, or any other third-party collection agency, you may not be entitled to any compensation.