Are you being called by Account Management Systems, Inc.?* Here's what you need to know
Are you several months behind on your regular monthly debt payments? If so, you may eventually be contacted by a debt collector. While they are legally permitted to try collecting the debt, using bullying and harassment to do so is against the law.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in September 1977. It prohibits third party collection agencies from using activities like those while collecting or attempting to collect a debt.
Company Profile: Account Management Systems, Inc.
If you are being called by Account Management Systems, Inc., information about the company is below.
Account Management Systems, Inc. is a debt collection office located in Hudson, Florida. It was established in 1999, has approximately 10-19 employees, and is managed by its President, David A. Catlin. A review of civil litigation records retained by the PACER (Public Access to Court Electronic Records) website suggests that several consumers who believed they were being harassed by Account Management Systems, Inc. sought help from consumer attorneys to bring the harassment to an end.
Alleged Violations against Account Management Systems, Inc.
Lori Beausoleil vs. Account Management Systems, Inc. et al*
According to PACER, in and around early 2010 Account Management Systems, Inc. allegedly began contacting Connecticut resident Lori Beausoleil to collect a debt. She later complained that the agency called her home phone up to five times a day. When she told one caller that she was now being represented by an attorney and to cease calling her, the collector allegedly replied,“I don’t care, I will keep calling until I collect a debt.”
Feeling harassed by Account Management Systems, Inc., Ms. Beausoleil hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was dismissed on a later date.
Hire an Attorney
The phone numbers for this debt collection company are as follows:
If you see either of them your caller ID in response to an incoming call, it means that you are being called by Account Management Systems, Inc.. If they call you several times a day and persist in doing so even after you have retained legal counsel regarding the debt, hire a consumer attorney who can help you file a claim against Account Management Systems, Inc. Bullying and harassing consumers is illegal under the FDCPA, and you could potentially receive $1,000 per FDCPA violation. (With a belligerent debt collector, that adds up!) Don’t let a collection agency bully you into bankruptcy:if they try, they may end up owing you money instead.
*Case taken from PACER (pacer.gov). File number is Case 3:10-cv-01255-CFD from the United States District Court for the District of Connecticut.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Account Management Systems, Inc., or any other third-party collection agency, you may not be entitled to any compensation.
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Pretending to be police officers or federal agents
- Using profane and obscene language
- Threatening legal action they are not eligible to take or have no intention of taking
- Discussing the debt with your family, friends, and co-workers
- Harassing you even after you dispute a debt
- Using false, deceptive, and misleading means to collect a debt
- Failing to identify itself as a debt collector in all communications
- Using rude and abusive language
- Failing to send her a debt validation letter
- Contacting her directly although she was represented by an attorney