Are you being called by Account Adjustment Bureau, Inc.?* Here's what you need to know.
Every year, thousands of people encounter financial hardship through no fault of their own. They lose their jobs, become disabled, or are hit with an expensive divorce, making it impossible to maintain their monthly debt obligations. If this happens to you and a collection agency harasses you for payment, you have rights that collectors cannot disregard without consequences.
Your Rights Under the FDCPA
If a debt collector is abusive in their payment demands, they’re breaking the law and can be fined or even lose their license. The Fair Debt Collection Practices Act, or FDCPA, prohibits oppressive tactics like the following when used to collect a debt.
- Using profane or obscene language
- Calling you at work if they know that your employer does not permit such calls
- Telling your friends, neighbors, and co-workers that you owe money
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Trying to collect an amount that is not authorized by law or the original creditor agreement
- Failing to identify themselves as debt collectors in each communication
Company Profile: Account Adjustment Bureau, Inc.
Account Adjustment Bureau, Inc. is a collection agency located in Ann Arbour, Michigan. It opened for business in 2003, has less than 10 employees, and is managed by its President, Brad Lohner. Its primary focus is collecting overdue commercial accounts.According to litigation records on file at the PACER (Public Access to Court Electronic Records) website, Account Adjustment Bureau, Inc. has been sued for allegedly violating the FDCPA while collecting consumer debts.
Alleged Violations against Account Adjustment Bureau, Inc.
Petrina Porter-Glenn vs. Account Adjustment Bureau, Inc.
According to PACER, on October 26, 2015 Account Adjustment Bureau, Inc. allegedly sent a collection letter to Michigan resident Petrina Porter-Glenn, demanding payment for a debt that had been discharged in an earlier Chapter 7 bankruptcy.
Feeling harassed by Account Adjustment Bureau, Inc., she hired a consumer attorney and sued the agency for allegedly violating the FDCPA in the following ways:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Trying to collect a debt that had been discharged in a previous bankruptcy
The matter was later dismissed.
Hire an Attorney
The phone numbers for Account Adjustment Bureau, Inc. are:
If any of these numbers appear on your caller ID, it means that you are being called by Account Adjustment Bureau, Inc.. If they try to make you pay a debt that you no longer owe, hire a consumer attorney who can help you file a claim against Account Adjustment Bureau, Inc. If you fight the matter in court you could receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages, making the agency's decision to harass you an expensive one.
*Case taken from PACER (www.pacer.gov). File number is 2:15-cv-13992-SJM-MKM from the United States District Court for the Eastern District of Michigan.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Account Adjustment Bureau, Inc., or any other third-party collection agency, you may not be entitled to any compensation.