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Are You Being Called By Accelerated Financial Solutions?*

Stop The Harassment

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Are you being called by Accelerated Financial Solutions?* Here's what you need to know.

According to ACA International, the Association of Credit and Collection Professionals, collection agencies make an average of over one billion contacts with consumers every year. While many of these situations are resolved swiftly and amicably, others are rife with complaints of abusive debt collection practices. If you encounter a hostile collector, it is important to know your rights.

Your Rights Under the FDCPA

Debt collectors can be overbearing when trying to get you to pay, but don’t forget that you have rights. The Fair Debt Collection Practices Act, or FDCPA, prohibits collection agencies from using abusive collection tactics like those below:

  • Using profane and abusive language
  • Calling you at work after you tell them that you can’t take personal calls there
  • Demanding outrageous ‘fees’ in addition to the original debt
  • Calling you at an inconvenient time, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
  • Telling you that you can be arrested and sent to prison if you don’t pay
  • Discussing the debt with uninvolved third parties

Are You Being Called By Accelerated Financial Solutions?

Company Profile: Accelerated Financial Solutions

If you are being called by Accelerated Financial Solutions, information about the company is below.

Accelerated Financial Solutions is a debt collection company located in Suffolk, Virginia. It was established in 2004, has less than 10 employees, and is managed by its CEO, Joshua Tawes. A review of litigation files archived at the PACER (Public Access to Court Electronic Records) website confirms that people who believed they were being harassed by Accelerated Financial Solutions responded with lawsuits of their own.

Alleged Violations against Accelerated Financial Solutions

Joe Silverman vs. Accelerated Financial Solutions*

According to PACER, in early to mid-2013 Accelerated Financial Solutions allegedly contacted Colorado resident Joe Silverman on an ongoing basis to collect an alleged debt. Calls were made to both his business and personal cell phones. Mr. Silverman complained that even though Accelerated Financial Solutions had his contact details, the company persisted in calling his in-laws, telling them that it was urgent that he respond.

During one conversation, Mr. Silverman told the collector that he was not aware of any debt and wanted validation. Moments after he hung up, Accelerated Financial Solutions allegedly called him back using an automated dialer.

Feeling harassed by Accelerated Financial Solutions, Mr. Silverman hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

  • Discussing his debt with uninvolved third parties
  • Using harassing, oppressive, or abusive means to collect a debt
  • Using false, deceptive and misleading means to collect a debt
  • Using unfair and unconscionable means to collect a debt
  • Failing to validate the debt

The matter was later dismissed.

Hire an Attorney

The phone numbers for Accelerated Financial Solutions are:

  • 1-757-484-5455
  • 1-877-484-5455

If either of these numbers appear on your caller ID when the phone rings, it means that you are being called by Accelerated Financial Solutions. If they call third parties about your debt and refuse to validate it in the first place, hire a consumer attorney. If you file a claim against Accelerated Financial Solutions and win, you could potentially receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages. When it comes to unethical debt collectors, the law is on your side.

*Case taken from PACER ( File number is Case 1:13-cv-02633-WYD-MJW from the United States District Court for the District of Colorado.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Accelerated Financial Solutions, or any other third-party collection agency, you may not be entitled to any compensation.