Are You Being Called By ACA Receivables Company*? Here's What You Need to Know
In 2014 the U.S. Consumer Financial Protection Bureau reported that it had received over 200,000 complaints against collection agencies the previous year. If you are being harassed by a debt collector, it’s important to understand that while collecting debts is legal, abuse is not.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA), is a consumer protection law that regulates the way that debt collectors can communicate with consumers. Using methods like the following to pressure someone into paying a debt can get a collection agency shut down.
- Using profane or obscene language
- Leaving messages that do not identify them as debt collectors
- Calling you at work after you’ve told them that your employer won’t let you take such calls
- Refusing to prove that a debt is valid and they are authorized to collect it
- Ignoring a formal cease communications request
- Calling at all hours of the day and night
Company Profile: ACA Receivables Company
If you are being called by ACA Receivables Company, here is some additional information about the agency.
ACA Receivables Company is a collection agency in Rancho Dominguez, California. It was established in 2002, has eight employees, and is managed by Mark D. Slagle. The PACER website holds records confirming that consumers who believed that they were being harassed by ACA Receivables Company fought the company’s claims in court.
Alleged Violations against ACA Receivables Company**
According to PACER, on or around mid-2010, ACA Receivables Company started calling a Georgia consumer to collect a debt. He complained that between June and July 2010, the company left at least nine pre-recorded messages for him requesting a callback, none of which identified it as a debt collector.
Feeling harassed by ACA Receivables Company, the consumer sued the company for allegedly:
- Failing to identify itself a debt collector in all communications
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissee.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they appear on your caller ID when the phone rings, it means that you are being called by ACA Receivables Company. If they leave voice messages that do not identify them as debt collectors, hire a consumer lawyer and fie a claim against ACA Receivables Company. You could be awarded $1,000 per FDCA violation plus your attorney fees, so you have nothing to lose by taking a stand.
**Case taken from PACER (pacer.gov). File number is Case 1:10-cv-03696-HTW from the United States District Court for the Northern District of Georgia, Atlanta Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against ACA Receivables Company or any other third-party collection agency, you may not be entitled to any compensation.