Is Absolute Resolutions Corporation calling you? Learn how to protect yourself!
People fall into serious debt for a number of reasons that include loss of employment, illness, or an expensive crisis like divorce.
These setbacks may not be your fault, but the outcome remains the same: once you miss a certain number of payments, your creditors will turn them over to third-party debt collectors or sell them to junk debt buyers who will chase you down.
Your Rights Under the FDCPA
Not all debt collectors are pleasant or professional when they go after your money. You don’t have to put up with harassment and abuse, however.
The Fair Debt Collection Practices Act, or FDCPA, prohibits third-party debt collectors from employing tactics like the following while collecting or attempting to collect a debt:
- Shouting and using profanities
- Calling you at all hours of the day and night
- Telling you that you can be imprisoned if you don’t pay
- Calling you at work after you tell them that your employer doesn’t allow such calls
- Demanding amounts that exceed the original debt total
- Failing to report to the credit bureaus that a debt is in dispute
Company Profile: Absolute Resolutions Corporation
Absolute Resolutions Corporation is a debt buyer and collection agency located in San Diego, California. It was founded in 2001, has 50 to 99 employees, and is managed by Mike Bendickson, CEO.
A review of litigation files archived at the PACER (Public Access to Court Electronic Records) website confirms that the agency has been accused allegedly violating the FDCPA.
Alleged Violations by Absolute Resolutions Corporation
Farlyn Shirley, Jr vs. Absolute Resolutions Corporation:
According to PACER**, on or about June 18, 2015, Virginia resident Farlyn Shirley received a letter from CitiBank notifying him that his delinquent account had been sold to Absolute Resolutions Corporation.
Due to extremely limited financial means, Mr. Shirley had reached a point at which he had been struggling to make all of his payments to his creditors on time. By the time he received this letter, his savings had gradually been depleted.
He contacted his lawyer's office, Legal Advocates for Seniors and People with Disabilities (LASPD), as his income was fixed and limited to his Social Security payments.
The attorney faxed a letter to Absolute Resolutions advising them that he represented Mr. Shirley and requesting that they cease all further collection activities. On or about July 30, 2015, however, an attorney’s office sent Mr. Farley a letter attempting to collect the alleged debt.
It stated that the debt was owned by Absolute Resolutions which had referred the account to their office for collection.
Despite being advised that Mr. Shirley had legal counsel regarding the debt, Absolute Resolutions allegedly continued to contact him directly.
He responded by suing the agency for the following alleged FDCPA violations:
- Communicating with him directly instead of his attorney
- Using harassing and abusive means to collect a debt
The matter was later settled.
Hire an Attorney
The phone numbers for Absolute Resolutions Corporation are:
If either one of these numbers appear on your caller ID when the phone rings, it means that a collection agency may be calling. If they hound you to pay a debt you cannot honor due to financial problems, hire an attorney who can help you take Absolute Resolutions Corporation to court.
A judge could order the agency to pay you $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages.
If a debt collector tries to take advantage of your financial situation, they could end up having to pay you in the end.
**Case taken from PACER (www.pacer.gov). File number is Case 3:15-cv-00614-HEH from United States District Court for the Eastern District of Virginia, Richmond Division
The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Absolute Resolutions Corp or any other third-party collection agency, you may not be entitled to any compensation.