Debt collectors have gotten bolder since the economy took a downtown. Because so many people are struggling financially, they apply extra pressure to figuratively get blood out of a stone.
Although many distressed consumers aren’t aware of the fact, any collection agency that threatens or harasses them can be sanctioned and ordered to compensate them.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, grants all consumers the right to dispute a debt and tell the collector to stop calling them. It also imposes strict penalties on collection agencies that try to get your money by:
- Calling at inconvenient times
- Calling you at work when your employer does not allow such calls
- Discussing the debt with your friends and coworkers
- Making threats they cannot legally carry out or have no intention of carrying out
- Persisting in trying to collect a disputed debt
- Failing to identify themselves during each communication as a debt collector
Company Profile: Absolute Collections Corp
If you are being called by Absolute Collections Corp, here are some additional details about the company.
Absolute Collections Corp is a debt collection agency located in San Diego, California with a presence in Las Vegas, Nevada. It was established in 2008, has a smaller staff of less than 10 employees, and is managed by President and CEO Mark Naiman.
A review of consumer-initiated lawsuits at the PACER website indicate that consumers who felt they were being harassed by Absolute Collections Corp went to court to protect their rights.
Alleged Violations against Absolute Collections Corp
According to PACER, on or around November 27, 2013, Absolute Collections Corp called a California consumer to collect a debt. The collector allegedly left the following message on her voicemail:
- ““My name is Mr. Ley and I am calling for (consumer name).... please return the call (877) 771-3323, my extension is 415. Return the call to Mr. Ley. Thank you.”
Other calls with a nearly identical message were received on December 3rd, January 2nd, and February 20th.
Feeling harassed by Absolute Collections Corp, the consumer sued the company for allegedly committing the following illegal debt collection practices:
- Failing to identify itself as a debt collector in all communications
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for Absolute Collections Corp are:
If these numbers appear on your caller ID, you are being called by Absolute Collections Corp. If they leave voice messages that conceal their purpose, don’t be deceived any longer. Hire a consumer lawyer to review your case and help you file a claim against Absolute Collections Corp.
FDCPA guidelines state that any debt collector that violates its rules can be ordered to pay statutory damages of $1,000 per violation plus court costs and attorney fees, so don’t be intimidated. In cases like these, the law is on your side.
- How to Stop a Debt Collector from Calling You Repeatedly
- How Can an Attorney Help Me with an FDCPA Claim?
Case taken from PACER (pacer.gov). File number is Case 2:14-cv-03577-SJO-AS from the United States District Court for the Central District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Absolute Collections Corp or any other third-party collection agency, you may not be entitled to any compensation.