Is Aaron Recovery Systems Calling You? Protect your rights!
Debt collectors are persistent for a reason. When you pay, they get paid. They call you at home and work, send letters that hint at upcoming litigation, and make you think that you’re about to lose your home and even your freedom. Don’t be fooled.
When they make those threats, they are the ones breaking the law, not you.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA), which is enforced by the Federal Trade Commission, regulates what third-party debt collectors can say or do while pursuing consumer debts.
Actions like those below can result in fines for the debt collector:
- Using profane and obscene language
- Calling at inconvenient times and unreasonable times
- Contacting your at work after learning that the employer does not permit such calls
- Threatening you with arrest or wage garnishment
- Reporting false information to the credit bureaus
Company Profile: Aaron Recovery Systems
Aaron Recovery Systems LLC is a debt collection agency located in Eau Claire, Wisconsin. It was founded in 2011, has less than 10 employees, and is managed by Jeffrey Dukes.
Litigation files archived at the PACER (Public Access to Court Electronic Records) website indicate that Aaron Recovery Systems has been accused of FDCPA violations during its years in operation.
Alleged Violations by Aaron Recovery Systems
Kelli Cornelius vs. Aaron Recovery Systems
According To PACER, in August 2014, Wisconsin resident Kelli Cornelius started getting calls from Aaron Recovery Systems about an alleged debt arising from childcare services.
One message left on her voicemail allegedly stated:
Hi this message is for Kelli Cornelius. Please return my call. My telephone number is 715-952-5615. It’s important that you reach me; I’m calling regarding a time sensitive situation.
Again my name is Ron Tyson. Telephone number I can be reached at is 715-952-5615.
Another message allegedly stated:
Hi, this is Ron Tyson calling for Kelli Cornelius. Please return my call. My telephone number is 715-952-5615. It’s important that you reach me; failure to contact my office will result in decisions being made without your knowledge.
Again, my telephone number is 715-952-5615.
When Ms. Cornelius returned these calls, the Aaron Recovery Systems representative allegedly told her that failure to pay the debt would result in it being on her credit report “forever” although seven and a half years from the date of default was the legal limit.
The collector also allegedly said that the company was considering suing her and garnishing her wages.
Ms. Cornelius responded to these threats by hiring a consumer attorney and suing Aaron Recovery Systems for allegedly violating the FDCPA in the following ways:
- Leaving messages that did not meaningfully disclose the caller’s identity
- Using false, misleading and deceptive means to collect a debt
- Threatening legal action it did not intend to take
When the matter proceeded to court, a judge ruled in Ms. Cornelius' favor.
Hire an Attorney
The phone numbers for Aaron Recovery Systems are:
If your phone rings and you see either number on your caller ID, it means that a debt collector may be trying to call you. If the Aaron Recovery Systems representatives leave misleading voice messages or threaten to sue you and ruin your credit, hire an attorney.
If you sue the company, a judge could end up ordering it to pay you $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages.
If a debt collector threatens to ‘ruin’ you, they could pay dearly for that mistake.
*Case taken from PACER (www.pacer.gov). File number is Case: 3:15-cv-00122-wmc from United States District Court for the Western District of Wisconsin
The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Aargon Collection Agency or any other third-party collection agency, you may not be entitled to any compensation.