If you’re dealing with a collection agency that harasses you to collect a debt, you may feel hopeless, scared, and unsure what to do next. When they call you at work, yell at you, and threaten to take devastating legal action, don’t put up with it. Such conduct is illegal, and you have grounds to sue.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed by Congress in 1977 after being presented with abundant evidence that many debt collectors were using abusive, deceptive, and unfair debt collection practices.
The law empowers you to sue collection agencies for any violation, the most common of which are listed below.
- Using profane and obscene language
- Raising their voice and making threats
- Demanding amounts inflated by ‘service fees’ and other suspicious charges
- Calling at inconvenient times, normally before 8:00 a.m. and after 9:00 p.m., in your time zone
- Using the telephone to harass you (e.g calling every hour and hanging up when the person answers)
- Ignoring a cease communications letter
Company Profile: A-1 Collections, LLC
If you are being called by A-1 Collections, LLC, information about the company is below.
A-1 Collections, LLC, which also does business as Defendant Healthcare Collections, is a debt collection company located in Grand Junction, Colorado. It was established in 1992, has 20 to 49 employees, and is managed by its CEO, Carolyn Bruce.
According to the corporate website, it specializes in healthcare collections. Civil litigation records retained by the PACER (Public Access to Court Electronic Records) website confirm that consumers who felt they were being harassed by A-1 Collections, LLC acted on their rights and sued the company.
Alleged Violations against A-1 Collections, LLC
According to PACER, on or around May 22, 2017, A-1 Collections, LLC commenced collection activity against a Colorado consumer for an alleged medical debt.
An employee of the agency allegedly recognized the consumer’s name as that of her boyfriend’s parole officer and provided him with the information that the woman owed a debt as well as where she lived.
He notified the consumer, who confronted A-1 Collections, LLC, but the company allegedly stated it found no evidence to back her claim.
Feeling harassed by A-1 Collections, LLC, she hired a consumer lawyer and sued the company for allegedly violating the FDCPA by sharing details of her debt with an unauthorized party.
The matter was later settled.
Hire a Lawyer
The phone numbers for this debt collection agency are:
If your day is interrupted by any time by a phone call and you see any of these numbers on your caller ID, it means that you are being called by A-1 Collections, LLC. If they share information about your alleged debt with anyone except you, your spouse, or your legal counsel, hire a consumer lawyer immediately.
If you file a successful claim against A-1 Collections, LLC and win your case you could potentially be awarded $1,000 per FDCPA violation in addition to related legal costs and damages. When a debt collector violates your privacy don’t hesitate to take action.
Case taken from PACER (pacer.gov). File number is Case 1:17-cv-01408-NYW from the United States District Court for the District of Colorado.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against A-1 Collections, LLC, or any other third-party collection agency, you may not be entitled to any compensation.