Many people find themselves in the difficult position of owing too much debt. Unfortunately, too many debt collectors hound and harass indebted consumers when the law requires them to treat you with respect.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) prohibits collection agencies from using unfair tactics to try to collect debts. This protects consumers from being harassed or forced into paying a debt. Under the FDCPA, you have certain rights that oblige debt collectors to avoid using tactics like the following:
- Using profane language
- Threatening to ruin your credit if you don’t pay immediately
- Contacting you after you have sent a cease and desist letter
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Pretending to be members of law enforcement
- Failing or refusing to report a debt as disputed to the credit bureaus
Company Profile: Bleier & Cox
If you are being called by Bleier & Cox, a company overview is below.
Bleier & Cox is a debt collection law office in Encino, California. It opened for business in 1978, has 35 employees, and is managed by Elizabeth Bleier. The PACER website holdings include litigation files suggesting that consumers who believed that they were being harassed by Bleier & Cox did not give in and pay.
Alleged Violations against Bleier & Cox**
According to information on the PACER website, on or around April 22, 2014, Bleier & Cox sent a collection letter to a California consumer regarding a debt to Capital One. She sent the agency a dispute letter and ordered it to stop contacting her on May 6, but received another demand letter on May 14.
Feeling harassed by Bleier & Cox, the consumer fought back by suing the firm for:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Ignoring a cease communications request
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-818-784-3366. If it appears on your caller ID, it is confirmation that you are being called by Bleier & Cox. If they keep sending you collection communications after you order them to cease contact, hire a consumer lawyer and file a claim against Bleier & Cox. You may potentially receive $1,000 per FDCPA violation plus legal fees and costs associated with the action. When a collection agency ignores your rights and violates the FDCPA, you can call them on it in court.
**Case taken from PACER (pacer.gov). File number is Case 2:14-cv-06737-DMG-PLA from the United States District Court for the Central District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bleier & Cox or any other third-party collection agency, you may not be entitled to any compensation.