Few people today carry no debt whatsoever. As long as we stay employed, we can usually manage, but disability, job loss, or emergency house repairs can make these debts overwhelming. When debt collectors start contacting us, they can be harassing when you can’t pay. That’s why it’s important to know your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to regulate the professional conduct of third-party debt collectors. It prohibits collection methods like the following, and companies that violate its standards can be fined or shut down.
- Demanding payment for a debt discharged in bankruptcy
- Telling you that you can be arrested for nonpayment of a debt
- Ignoring you when you tell them to stop calling
- Using profane and obscene language
- Contacting you at work after being advised that you are not allowed to talk to them there
- Pretending to be police officers or federal agents
Company Profile: 24 Asset Management Corp
If you are being called by 24 Asset Management Corp., here are some additional company details.
24 Asset Management Corp. is a collection agency in Miami, Florida. It opened for business in 2004, has 23 employees, and is managed by its President, Eduardo J. San Roman. According to the company website, it collects rental debt.
Legal files at the PACER website suggest that consumers who believed that they were being harassed by 24 Asset Management Corp. responded by fighting back.
Alleged Violations against 24 Asset Management Corp.
According to PACER, in or around January 2013, 24 Asset Management Corp. started trying to collect a debt from a Florida consumer. She complained that the company contacted her niece and other family members and did not stop, even after being informed that she could not be located at these numbers.
Feeling harassed by 24 Asset Management Corp., the consumer retained an attorney and sued the agency for allegedly:
- Discussing the debt with third parties
- Using harassing and abusive means to collect a debt
- Misrepresenting the character, amount, or legal status of the debt
- Using unfair and unconscionable means to collect a debt
The matter was settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you notice either of them on your caller ID at any time, be aware that you are being called by 24 Asset Management Corp. If they keep reaching out to your friends and family after being asked to stop, get the compensation you deserve by hiring a consumer lawyer and filing a claim against 24 Asset Management Corp. You could be awarded $1,000 per violation, so take action when the law is on your side.
Case taken from PACER (pacer.gov). File number is Case 1:13-cv-21998-DLG from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against 24 Asset Management Corp. or any other third-party collection agency, you may not be entitled to any compensation.