Falling into debt is something that most people dread but sometimes it cannot be avoided for various reasons, often beyond the debtor’s control. Creditors will sometimes help a debtor out and extend the period when payments need to be made. There are times when creditors are not quite so forthcoming and send a debt collector from Synerprise Consulting Services, Inc to try and collect the money owed.
Debt collectors are rarely sympathetic when calling or knocking on the door of a debtor. They may use verbal abuse or other intimidating tactics like repeatedly calling on the phone or knocking on the debtor’s door. Fortunately, the U.S. federal government doesn’t support this sort of behavior and has regulations protecting debtors from harassment.
What is the FDCPA?
The Federal Debt Collection Practices Act (FDCPA) is a federal law that regulates what a 3rd party debt collection agency like Synerprise Consulting Services is allowed to do when sending a debt collector to recover a debt for a client. The FDCPA does not stop the debt collector from collecting the debt but it can demand that debt collectors do not use force or intimidating tactics to force the debt to be repaid by the debtor.
If a debt collector is found to behave recklessly towards the debtor as determined by the FDCPA s/he may be able to file a claim for damages from the debt collector for violating the rules of the FDCPA. This claim has to be submitted within a year of the date that the violation took place.
![Has Synerprise Consulting Services, Inc. Called Repeatedly?*]()
What is and What is Not Acceptable Behavior From Synerprise Consulting Services
The debt collector sent by Synerprise Consulting Services is only required to collect the debt and this should not involve using any tactics that may frighten the debtor into paying the amount owed. The debt collector isn’t permitted to make contact with the debtor during what are antisocial hours.
These are set at no earlier than 8 ‘o’clock in the morning or after 9 ‘o’ clock at night. Of course, if the debtor makes a mutual arrangement to discuss or pay the debt than the time the meeting takes place is based on a mutual agreement.
What to Do if Harassed by Synerprise Consulting Services
You should try to remind the debt collector that harassing you or invading your personal space at certain times of the day is illegal and could result in legal action if the present behavior continues. If the debt collector continues to harass you by phoning you in antisocial hours or knocks on your door at home you may now have the right to take legal action.
This involves demanding damages from the debt collector for this illegal behavior. You can take hiring an attorney seriously as you can include your legal fees in your damages claim.
How an Attorney can Help
If you think you have the confidence and evidence to prove the illegal behavior of the Synerprise Consulting Services, Inc. debt collector, you can sue the debt collector on your own. However, hiring an attorney may help increase the chances that you win the claim, and are awarded the damages settlement you deserve for the harassment you have endured from the Synerprise Consulting Services, Inc.
Just make sure you have the evidence available that proves the illegal behavior of the debt collector so that your attorney has a better chance of winning a favorable settlement on your behalf. Complete the Free Case Evaluation on this page today to get the details of your claim looked over by a lawyer that takes FDCPA cases in your area today!
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Synerprise Consulting Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.
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