Is AllianceOne Receivables Management Inc Calling You?

Is AllianceOne Receivables Management Inc. calling you? Here’s what you need to know.

Are you behind on your credit card payments, lines of credit, student loans or other debt? If so, you may be contacted by a debt collector acting on the creditor’s behalf. While the law allows reasonable attempts to collect verified debts, there is a federal law in place to protect you from abusive and unethical debt collection practices.

Is AllianceOne Receivables Management, Inc. legit?

Yes, AllianceOne Receivables Management, Inc. is a legitimate business. According to the Better Business Bureau (BBB), AllianceOne Receivables Management, Inc. was incorporated in 1999 and BBB accredited in 2020 with an A+ rating. Buzzfile notes that AllianceOne Receivables Management, Inc. has approximately 2,500 employees and an annual revenue of $6.98 million. The BBB lists AllianceOne Receivables Management, Inc. as a collection agency that uses the alternate business names, AllianceOne Receivables Management, Inc./Bloom and AllianceOne Receivables Management, Inc.

Who does AllianceOne Receivables Management, Inc. collect for?

AllianceOne Receivables Management is a debt collection agency that helps businesses and organizations collect unpaid debts. They work with a variety of industries, including financial services, government, education, healthcare, retail, telecommunications, and utilities. AllianceOne Receivables Management, Inc. notes within their “About” section of their website that they “differentiate from the competition by identifying and foraging integrated operational alliances with our business partners.”

How many complaints are there against AllianceOne Receivables Management, Inc?

As of June 2023, there are currently 41 complaints posted in the last 3 years on AllianceOne Receivables Management, Inc. Inc’ BBB page, 15 of which were posted in the last 12 months. The complaints largely claim that the collections company has spread debtors’ personal information, has utilized rude and unprofessional collections practices, and has falsely reported credit.

AllianceOne Receivables Management, Inc. Contact information

Address: 3043 Walton Rd Suite 201, Plymouth Meeting, PA 19462
Telephone: (215) 354-5500
Website: https://www.allianceoneinc.com/

Can AllianceOne Receivables Management, Inc. sue me or garnish my wages?

It is possible that AllianceOne Receivables Management, Inc. sues you or garnishes your wages. However, it is important to note that they may only take this action with legitimate reason to do so, otherwise it violates federal collections law. Though this practice is illegal, debt collectors are known to take advantage of alleged debtors, proceeding to summon them to court and garnish their wages, even if they do not actually owe the collections company any money. Given this risk, the wisest decision as a consumer or alleged debtor would be to acquire legal help to assist with resolving your case.

Can I sue AllianceOne Receivables Management, Inc. for harassment?

You can sue AllianceOne Receivables Management, Inc. for harassment and you should if you wish to enforce your rights and recover money for AllianceOne Receivables Management, Inc.’s violation. In fact, the Fair Debt Collections Practices Act (FDCPA) protects consumers like you, awarding damages of up to $1,000, plus attorney fees and court costs to victims of wrongful collections practices. Take advantage of the federal laws that are meant to protect consumers like you, and contact an attorney if you are at risk.

How often can AllianceOne Receivables Management, Inc. Call?

AllianceOne Receivables Management, Inc. can only call within federally designated guidelines. Moreover, there are laws which protect consumers from repetitive phone calls from debt collectors. In November 2021, the CFPB’s Debt Collection Rule clarified that a debt collector is presumed to have violated the law if they place a telephone call to you about a particular debt

• More than seven times within a seven-day period, or
• Within seven days after engaging in a telephone conversation with you about the particular debt.

However, even if a collector has not not violated this particular portion of federal law, their actions may still be illegal if they are intended to harass, oppress, or abuse you.

How to stop AllianceOne Receivables Management, Inc. calls?

You can stop AllianceOne Receivables Management, Inc. from calling by acquiring professional help. It is wisest to first file a complaint and then obtain assistance from an attorney. Your attorney will inform you that the Fair Debt Collections Practices Act (FDCPA) provides consumers protection from improper collections practices by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. They may add that if they have harassed you, or called you repetitively, you can receive additional protection under the FCRA and the Telephone Consumer Protection Act (TCPA), as well as the Consumer Financial Protection Act (CFPA). You may have a case if..

• You are receiving multiple calls per week from third party collection agencies.
• You are receiving early morning or late night calls from debt collectors
• You are receiving calls at work from a debt collection agency
• Debt collectors are calling your family, friends, neighbors, or coworkers
• Collectors are threatening you with violence, lawsuit, or arrest
• A debt collector attempts to collect more than you owe
• You are being threatened with negative credit reporting
• A debt collector attempts to intimidate you
• Criminal accusations are being made towards you
• Use of obscene language during an attempt to collect
• Automated robocalls are being made to your phone in an attempt to collect

Does AllianceOne Receivables Management, Inc. hurt my credit score?

It’s possible. If AllianceOne Receivables Management, Inc. has contacted you regarding an alleged outstanding debt it is possible that they will report the alleged debt to a credit bureau. You can prevent this from occurring, or remove the credit report if it has already been reported by contacting an attorney for assistance.

*Disclaimer:

The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against AllianceOne Receivables Management Inc or any other third-party collection agency, you may not be entitled to any compensation.