Are You Being Called By Diaz and Associates, Inc.?*

Are You Being Called By Diaz and Associates, Inc.?* Here’s What You Need to Know

The average US household owes at least $15,000 on their credit cards. When something happens that affects your ability to make the minimum payments each month, you’ll eventually hear from collection agencies whose aggression and persistence can make things even worse.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act was designed to prevent debt collectors from using unethical means to collect money, but too many collection agencies keep using unprofessional tactics like those listed below.

• Threatening to publish your name on a debtor’s list
• Using profane and obscene language
• Posing as law enforcement officers to scare you into paying
• Threatening to have you arrested
• Collecting from you during the dispute period
• Contacting you even after you’ve ordered them to cease communications

Company Profile: Diaz and Associates, Inc.

If you are being called by Diaz and Associates, Inc., more information about the company is below.

Diaz and Associates, Inc. is a debt collection agency headquartered in Tustin, California. It was established in 2006, employs six people, and is overseen by Victor Diaz. A review of the litigation records at the PACER legal archive confirm that those who believed Diaz and Associates, Inc. was harassing them refused to be intimated.

Alleged Violations against Diaz and Associates, Inc.**

According to PACER, on or around December 2018, Diaz and Associates, Inc. allegedly tried to collect a defaulted payday loan by calling a Texas consumer at work and discussing the debt with a coworker. The caller allegedly stated that if the consumer did not contact them immediately, they would take him to court.

When the consumer called Diaz and Associates, Inc., a collector allegedly threatened to send an officer to serve him court papers. They also allegedly used abusive and threatening language such as, “don’t piss me off” and “you don’t want to piss me off.”

Feeling harassed by Diaz and Associates, Inc., the consumer took the company to court for:

• Using abusive language
• Discussing his debt with his coworker
• Threatening him with baseless legal action

The matter was later settled.

Hire a Consumer Lawyer

The phone numbers for this company are:

• 1-877-544-2728
• 1-714-544-2728
• 1-714-263-7160
• 1-714-940-7180
• 1-714-263-7161

If they appear on your caller ID, you are being called by a collector from Diaz and Associates, Inc. If they use abusive language and try to scare you into a payment arrangement, hire a consumer lawyer and file a claim against Diaz and Associates, Inc. You could be awarded $1,000 per violation, so get a free case review from a consumer lawyer and take a stand.

**Case taken from PACER (pacer.gov). File number is Case 4:19-cv-00357 from the United States District Court for the Southern District of Texas, Houston Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Diaz and Associates, Inc. or any other third-party collection agency, you may not be entitled to any compensation.

Additional Resources

• How to Stop a Debt Collector from Threatening Legal Action
• What Third Parties Can a Debt Collector Contact?