Debt collectors can be intense when it comes to collecting money. Sometimes they are civil about it, but other times they are call you constantly, use profane language, and threaten to sue if you don’t pay. When this happens, it is important to stay firm and know your rights.
Your Rights Under the FDCPA
As a consumer you have legal protection from debt collector harassment under the Fair Debt Collection Practices Act, or FDCPA. Below is a sample of some collection behaviors that are illegal and can get a collection agency shut down.
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling your friends, relatives, and neighbors and discussing your debt with them
- Trying to collect an amount that is not authorized by law or the original creditor agreement
- Swearing and calling you names like loser or deadbeat
- Calling you at work after you’ve told them you’re not allowed to talk to them there
- Threatening to sue you and garnish your wages if you don’t pay
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Company Profile: Central Collection Corporation
If you are being called by Central Collection Corporation, information about the company is below.
Central Collection Corporation is a debt collection company located in Brookfield, Wisconsin. It was established in 1974, has less than 10 employees, and is managed by its President, John L. Dehring.
On its website, the company claims that its collection success rate is two-to-three times higher than the national average. Records retained by the PACER (Public Access to Court Electronic Records) website suggest that people who believed that they were being harassed by Central Collection Corporation did not hesitate to fight back in court.
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Alleged Violations against Central Collection Corporation
According to PACER, on or about November 1, 2016, Central Collection Corporation sent a debt collection letter to a Wisconsin resident, demanding payment for an alleged debt.
The letter, which appeared to be generated by computer, stated that the “Client Name” was “920.71” and “Total Due” was $0.00. Her attorney had to research her file to determine that the company was actually trying to collect a medical debt on behalf of “Allergic Diseases S.C.”
Feeling harassed by Central Collection Corporation, she hired a consumer attorney and sued the company for allegedly violating the FDCPA by using false, deceptive, and misleading means to collect a debt. The matter was later dismissed.
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Hire an Attorney
The phone number for this debt collection agency is 1-262-754-2222. If you see it your caller ID when the phone rings, be aware that you are being called by Central Collection Corporation. If they send you letters that make debt information, contact a consumer attorney who can protect your rights.
If you file a claim against Central Collection Corporation, you could win $1,000 per FDCPA violation plus legal costs. If a collection agency takes things too far, a consumer attorney can help you get the compensation you are entitled to.
*Case taken from PACER (www.pacer.gov). File number is Case 2:17-cv-00260-JPS from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
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Additional Resources
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Central Collection Corporation or any other third-party collection agency, you may not be entitled to any compensation.