If you owe money to a creditor and have been having difficulties paying it back, you may have already been visited by a debt collection agency like CCS Companies. These agencies are expected to stick to the rules laid down by the Fair Debt Collection Practices Act (FDCPA), but sometimes they try to harass people like you, or your loved ones. If you believe that you are being unfairly harassed or threatened, you may be able to sue the agency with the help of a FDCPA lawsuit attorney.
About CCS Companies
Credit Control Services or Credit Collection Services (CCS) has its headquarters in Norwood, Massachusetts. It was first established in 1966 and has been in existence for 53 years collecting money owed to its clients. It tends to operate using the debtor’s address supplied by the creditor. A file was opened with the Better Business Bureau (BBB) in 2005, although the agency is not accredited with the BBB. The BBB lists 543 consumer complaints, many of which complain that the agency has made mistakes about the amount that is owed, or that it is pestering clients that do not owe anything. There are several complaints that specifically refer to the agency violating the FDCPA.
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What are Considered Threats?
A threat from a representative of CCS Companies is a clear violation of the FDCPA. To clarify exactly what constitutes a threat, it could be any one or more of the following;
- a threat to get you arrested if you don’t pay your debt;
- using any kind of physical violence against you or your family;
- attempting to take any of your property by force;
- threatening to have your wages garnished;
- attempting to damage the reputation of the debtor.
Damages You May Be Entitled to
If you take legal action against the CCS for violating the FDCPA, you will need proof that the agency representatives have harassed or threatened you. A FDCPA lawsuit attorney can help you with proof that the agency has violated the FDCPA and with filing your lawsuit. If you win the lawsuit you may be able to obtain $1,000 in damages plus additional compensation for physical or emotional harm that has been inflicted on you. With your attorney’s help you may also be able to claim for lost earnings while under stress. Your attorney’s fees and court costs should also be covered by a successful outcome.
End the Threats Today
There is no reason why you should put up with constant harassment and certainly not physical threats or actual violence. With a FDCPA attorney you should be able to file a lawsuit against CCS Companies as soon as you have proof of a FDCPA violation. Use the Free Case Evaluation below to be connected to an attorney who is experienced with consumer law.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against CCS Companies, or any other third-party collection agency, you may not be entitled to compensation.