The Fair Debt Collection Practices Act (FDCPA) was passed in 1978 to protect consumers like you from the unscrupulous practices and harassment that they are often subjected to because of unscrupulous debt collection practices. If you are being harassed by IQ Data International and they are repeatedly calling you because of a past-due debt or threatening you about a debt that you don’t even owe, there is help available. You can enlist the help of an FDCPA attorney and pursue a claim against IQ Data International for their actions.
IQ Data International
IQ Data International, which is sometimes known as RentCollect Global, has been in business for more than 25 years. It is based in Everett, Washington. This debt collection agency focuses on colleting rent from the former residents of multi-family properties, such as apartments, condos, and townhouses. If you are being harassed by IQ Data International, you do have rights to put an end to the calls.
How Much is Frequently?
According to the FDCPA, if there is “the frequency and persistence of noncompliance by the debt collector,” it is considered harassment, which is prohibited. FDCPA regulations don’t specifically indicate the number of calls that must be made for it to be viewed as harassment. However, it makes it obvious that the more often you are called by the collection agency then the more likely you are to have a claim against them for violating the FDCPA.
Claims against IQ Data International are reviewed on a case by case basis. The background surrounding your claim also comes into play. If you were called by IQ Data International at work, you answered the call, and then you told them you were not allowed to take calls at work and asked them to stop calling your place of employment and they continued to do so, the court will likely rule in your favor and agree that the FDCPA was violated.
If you are being called by IQ Data International at work and you don’t take the calls and you don’t tell the representative that the calls at work are prohibited, then you will not be able to have a successful claim against the collection agency or prove that you were harassed at work. Document all the calls you receive and the details about each call.
Stop The Harassing Calls
If IQ Data International is harassing you while attempting to collect a debt, you should consult with an FDCPA lawyer who is licensed in your state. With the help of an attorney, you are much more likely to have a successful claim against the debt collector and recover compensation for your damages. Complete the free case evaluation form on this page to have your case details reviewed by a lawyer in your area.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against IQ Data International, or any other third-party collection agency, you may not be entitled to receive compensation.