IQ Data International is a third-party collection agency that offers the collections of past-due rent for apartment complexes and multi-family housing. Sometimes known as RentCollect Global, the collector has been in business for more than 25 years.
They are based in Everett, Washington. If they are harassing you about a debt, or if you think they violated the FDCPA, you may be able to recover damages through an FDCPA claim against them.
How to Respond to a Lawsuit From I.Q. Data International
If you make a debt payment, you should keep thorough documentation to show what you paid. Maintain copies of receipts, cancelled checks, money order receipts, and any other records, such as statements. You will need to have documentation to show what you owe and what you don’t owe. If you don’t believe you owe the debt, ask for I.Q. Data International to validate the debt and provide you with evidence that indicates the debt is owed by you.
You should retain the services of an FDCPA lawyer to help you fight the lawsuit that I.Q. Data International files against you. If you find that you do owe the debt I.Q. Data International is trying to collect, work toward settling with them. You can usually pay half of what is owed when you reach a settlement.
Damages You Could Receive From I.Q. Data International
If I.Q. Data International is harassing you about a debt, and if you believe they are violating the FDCPA, you might be able to recover compensation for the damages they cause you. Some of the more commonly claimed damages include:
Emotional distress – Phone calls throughout the day and night just to harass you can cause emotional distress that damages your relationships, your productivity, your work performance, and your school performance.
Lost wages – If you suffer emotional and physical distress, your finances could be affected. It could impact productivity at work and affect your earnings, or you could have work absences because of the physical illness or emotional distress. You can ask I.Q. Data International to reimburse your lost wages.
Recovery of wage garnishment – If your wages were illegally garnished by I.Q. Data International, you can ask to be reimbursed.
Statutory damages – If I.Q. Data International violated the FDCPA, but you didn’t experience emotional distress or physical distress, you may recover $1,000 in statutory damages.
Physical distress – Your physical health can suffer from the harassment from I.Q. Data International. You can have high blood pressure, cardiac conditions, stress-induced cardiological issues, panic attacks, headaches, and sleeping disorders.
Legal fees – Hold I.Q. Data International responsible for court costs and legal fees.
Injunctive relief – You can ask the court to tell I.Q. Data International to cease and desist all collection activities regarding your debt, so the calls will end.
Talk to an FDCPA Attorney Today
If you are being threatened with legal action by I.Q. Data International, enlist the help of an FDCPA lawyer in your area. Fill out the Free Case Evaluation today!
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against I.Q. Data International or any other third-party collection agency, you may not be entitled to receive any compensation.