Have you been getting calls from Victory Recovery Services, Inc. or other debt collectors when you’re at work? Debt collectors are allowed to call you at work but you can make them stop by telling them that your boss doesn’t allow collection calls or just by telling them to stop calling you at work.
As soon as you tell them specifically that they can’t call you at work that gives them “reason to know” that they are not supposed to call your work.
And once they have “reason to know” that you don’t want them calling you at work if they keep calling they are violating the Fair Debt Collection Practices Act and you can file a claim against them.
The Fair Debt Collection Practices Act protects consumers from harassing phone calls and other abusive practices that debt collector try and use to get people to pay a debt.
The FDCPA states that any company that keeps calling you at work after you have told them not to can be fined up to $1000 for violating the act. You also may be entitled to other damages if the debt collectors from Victory Recovery Services, Inc. use abusive language or harass you in other ways.
Methods for Stopping Debt Collectors From Calling You
The FDCPA also protects consumers from being harassed and abused on the phone at work. When a debt collector like Victory Recovery Services, Inc. won’t stop calling you at work there are a couple of different things that you can do to make the phone calls stop.
The simplest solution to repeated collection calls is to just hang up on the caller. You’re allowed to hang up on debt collectors who call you after you told them not to. You can also tell the caller that you’re going to record the call and then use your smartphone to record it.
If the caller is getting abusive or threatening you then you should absolutely record the call. And you can always send the company a written letter telling them to stop calling you. Make sure that you keep a copy of the letter and the date it was sent.
Damages You May Be Entitled To
If you have told callers from Victory Recovery Services, Inc. to stop calling you at work and they keep calling you at work anyway you can file a claim against them for damages. You may be able to get monetary damages for:
- Statutory Damages – Statutory damages are really a fine that the debt collection must pay to you for breaking the terms of the FDCPA. The FDCPA says that the company cannot keep calling you after you have told them to stop. If they call you even once after you tell them not to then you can receive up to $1000 in statutory damages from the collection company.
- Emotional distress – Getting collection calls at work is embarrassing and it can cause anxiety and other emotional problems. If you’re afraid to go to work, embarrassed that your coworkers know a debt collection agency is calling, or develop depression because of the harassment from a collection company you can receive damages for that distress.
- Physical distress –Dealing with the stress of getting harassing calls at work can cause sleep problems and physical illness that can be debilitating. You may be entitled to damages for that.
- Lost wages – If the emotional and physical distress you’re suffering makes it impossible for you to work you could receive money for lost wages.
Talk to an Attorney Today
If you have told Victory Recovery Services, Inc. to stop calling you and they haven’t stopped talk to an attorney today to find out more about your rights as a consumer and how to file a claim against the company for harassing you. You don’t have to put up with abuse form any debt collection agency.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Victory Recovery Services, Inc. or any other third-party collection agency, you may not be entitled to any compensation.