Getting collection calls from debt collectors at work can cause a lot of stress. But you have a right to not get harassed by debt collectors at your job. If IQ Data International, Inc is calling you when you’re at work and tell them to stop calling you at work then they have to stop calling your job.
As soon as you you tell the collection company to stop calling they are required to stop. If they don’t stop calling you at work you can file a claim for damages against them.
What is Reason to Know?
The FDCPA or the Fair Debt Collection Practices Act protects consumers and says that if you tell a collection company to stop calling you or tell them that your boss forbids these types of calls that you have given them “reason to know”.
“Reason to know” basically means that as long as you tell the debt collector to stop calling you at work or you tell them that your employer doesn’t allow those kinds of calls at work they have to stop calling you at your job. If they don’t stop calling after you specifically tell them to stop they are violating the FDCPA.
When a collection company violates the FDCPA you can file a claim against them for damages. Collection agencies like IQ Data International Inc count on consumers not knowing that they have the right to not be harassed at work but if you know your rights and exercise them you can stop the collection calls.
Methods for Stopping Debt Collectors From Calling You
There are a couple of different ways that you can get debt collectors to stop calling you at work. The FDCPA gives consumers specific methods that can be used to stop collection calls.
If you want to stop all calls from a debt collector you can send them a written notice to stop calling and they have to stop calling your work. Make sure you keep a copy of the letter and proof of postage if you send a written letter.
If a debt collector continues to call you at work after you have told them to stop there are options to make them stop that are other methods to make them stop also. You have the right to ignore their calls. You can also hang up on callers that are rude or threatening.
If the caller is mean or abusive you can hang up. Another option is to record their calls so that you have evidence of their mistreatment. Make sure you tell them first that you are going to be recording the call and then hit record on your smartphone.
Damages You May Be Entitled To
When you have told a debt collection company like IQ Data International, Inc to stop calling you at work and they don’t stop that entitles you to damages because they are violating the FDCPA. The types of damages that you could be eligible for are:
- Statutory Damages – When a debt collector continues to call you in violation of the FDCPA you can receive up to $1000 that the company must pay as a fine for breaking the rules of the FDCPA.
- Lost wages – If you can’t go to work because of your anxiety or if you are suspended from your job or fired from your job due to ongoing calls from a collection agency that violate the FDCPA you can be entitled to money for your lost wages.
- Physical distress – If you can’t sleep because of the harassing phone calls from a collection agent you can receive damages for that. If you can’t go to work, or you develop other physical symptoms as a result of the continued harassment and phone calls by a debt collection company you can receive money for pain and suffering and for medical bills.
- Emotional distress – Getting collection calls at work can cause high levels of embarrassment and shame. The emotional stress of getting collection calls at work can cause severe anxiety, depression, or other emotional problems. If you develop emotional problems as a result of getting collection calls at work you can receive damages for that.
Talk to an Attorney Today
If you are having trouble getting a debt collection company like IQ Data International Inc to stop calling you at work even though you have told them to stop calling and given them “reason to know” you should contact an experienced FDCPA attorney who can give you advice based on your unique situation and help you protect your rights and stop the harassment.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against IQ Data International,Inc or any other third-party collection agency, you may not be entitled to any compensation.