Are you getting called at work by Hillcrest, Davidson & Associates, LLC? Debt collectors are technically allowed to call you at work but only until you tell them to stop calling.
So if you are getting harassing calls at work from a debt collector you need to tell them to stop calling you at work or you can also tell them that your boss forbids collection calls at the office.
After you tell them to stop if they continue to call then they are violating the Fair Debt Collection Practices Act and they might have to pay you damages for that.
The FDCPA says that you have a duty to give a debt collector “reason to know” that their phone calls are not allowed. When you tell a debt collector to stop calling you that counts as “reason to know” as long as you specifically tell them to stop calling you at work.
If they continue to call you at work after that you can file a claim against them.
Methods for Stopping Debt Collectors From Calling You
Debt collectors like Hillcrest, Davidson & Associates are not allowed to harass you at work or be abusive. If you are getting debt collection calls at work and you want them to stop you can always just ignore the calls or hang up on them.
You have a right to do both of those things if they keep calling after you have told them to stop. You also can record the call, which is useful if they are being nasty or abusive to you. You do have to tell them that you are recording the call before you start recording.
And you also can send a written letter to the company telling them to stop contacting you by phone and they have to stop.
Damages You May Be Entitled To
If you have told a debt collector to stop calling you and they won’t stop you can file a claim against them and win damages for things like:
- Emotional distress – Due to the embarrassment of being harassed at work.
- Statutory Damages – According to the FDCPA you can win up to $1000 in damages if the company calls you after you told them to stop.
- Physical distress – Sleeplessness, anxiety, and other problems due to the stress of repeated calls or abusive calls can mean money for damages.
- Lost wages – When the stress and anxiety that you’re suffering from dealing with a persistent and abusive debt collection company causes you to be unable to work you can receive lost wages.
Talk to an Attorney Today
You don’t have to put up with harassment or abuse from companies like Hillcrest, Davidson & Associates, LLC. You have a right to work and live your life without being constantly called by a debt collector.
An attorney that specializes in dealing with debt collections can help you file a claim that will get you some money for damages and send a message to the debt collection company to follow the FDCPA.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Hillcrest, Davison & Associates, LLC or any other third-party collection agency, you may not be entitled to any compensation.