When debt collectors like F.H. Cann & Associates, Inc it can feel like harassment and if they call often it might be harassment. But you have the right to work without having to worry about getting collection calls.
The Fair Debt Collection Practices Act protects consumers from having to field calls from debt collection companies when they are at work. According to the FDCPA if you tell the debt collector to stop calling you at your work or if you tell them that your boss won’t allow calls from debt collectors at work then the debt collection company has to stop calling you.
If they continue to call after you have given them “reason to know” you can file a claim against them.
You can also file a claim against the debt collection company if the agents that call you are abusive, or if they threaten you or threaten legal action against you.
The FDCPA gives consumers a lot of rights that can protect them from unscrupulous debt collectors and if your consumer rights are violated you may be entitled to damages from the debt collector.
Methods for Stopping Debt Collectors From Calling You
Even if you are getting debt collection calls at work you don’t have to put up with being treated poorly or in an abusive way. If a debt collector calls you and is being rude or nasty you can tell them that you are recording the call and then use your smartphone to record their behavior.
Or just hang up on them. You don’t have to put up with that kind of treatment. You can also send a written letter to the debt collection company telling them to stop calling you. If you tell the company in writing to stop calling you they legally cannot call you again.
If they do call then you can file a claim against them and get damages.
Damages You May Be Entitled To
When a debt collector like F.H. Cann & Associates, Inc breaks the law and continues to all you even after you have told them not to they can be required to pay damages for things like:
- Emotional distress – Getting collection calls at work can be embarrassing and can cause anxiety and depression that you could receive damages for.
- Statutory Damages – Any company that violates the FDCPA can be forced to pay up to $1000 in damages for breaking the law.
- Physical distress – Physical problems caused by the stress of being harassed like insomnia, headaches, and more can mean that you’re entitled to damages.
- Lost wages – When the continued collection calls force your boss to suspend you, fire you, or cut back your hours you can receive monetary damages for the pay that you lost during that time.
Talk to an Attorney Today
Debt collection companies have to follow the FDCPA and not harass consumers. If F.H. Cann & Associates, Inc is harassing you at work after you have told them to stop calling talk to an experienced attorney to find out how you can file a claim and receive damages from the debt collection company for the problems and stress that they caused by violating the FDCPA.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against F.H. Cann & Associates, Inc or any other third-party collection agency, you may not be entitled to any compensation.