You don’t have to put up with scary or abusive collection calls at your place of employment. You have a right to not get harassed by debt collectors when you’re at work. If Donald R. Conrad, PLC is calling you when you’re at work and tell them clearly that they cannot call you at work they have to stop calling you at your job.
Once you have told the collection company to stop calling and they don’t you can file a claim for damages against them because consumers are protected by the FDCPA.
The FDCPA or the Fair Debt Collection Practices Act protects consumers and says that if you tell a collection company to stop calling you or tell them that your boss forbids these types of calls that you have given them “reason to know”.
Giving a collection company “Reason to know” in simple terms means that as long as you tell the debt collector to stop calling you at work or you tell them that your employer doesn’t allow those kinds of calls at work they have to stop calling you at your job.
If they don’t stop the harassing phone calls to your work they are violating the FDCPA. If they violate the FDCPA you can file a claim against them for monetary damages.
Many collection agencies like Donald R. Conrad, PLC count on consumers not knowing that they have the right to not be harassed at work but if you know your rights and exercise them you can stop the collection calls.
Methods for Stopping Debt Collectors From Calling You
The FDCPA gives consumers specific methods that can be used to stop collection calls. If you want to stop all calls from a debt collector you can send them a written notice to stop calling and they have to stop calling you.
Make sure you keep a copy of the letter and proof of postage if you send a written letter.
If a debt collector continues to call you at work after you have told them to stop there are options to make them stop that are other methods to make them stop also. You have the right to ignore their calls. You can also hang up on callers that are rude or threatening.
If the caller is mean or abusive you can hang up. Another option is to record their calls so that you have evidence of their mistreatment. Make sure you tell them first that you are going to be recording the call and then hit record on your smartphone.
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Damages You May Be Entitled To
After you have told a debt collection company like Donald R. Conrad, PLC to stop calling you at work and they keep calling they are in violation of the FDCPA and you can file a claim against them. The types of damages that you could be entitled to are:
- Physical distress – If you can’t sleep because of the harassing phone calls from a collection agent you can receive damages for that. If you can’t go to work, or you develop other physical symptoms as a result of the continued harassment and phone calls by a debt collection company you can receive money for pain and suffering and for medical bills.
- Emotional distress – Getting collection calls at work can cause high levels of embarrassment and shame. The emotional stress of getting collection calls at work can cause severe anxiety, depression, or other emotional problems. If you develop emotional problems as a result of getting collection calls at work you can receive damages for that.
- Statutory Damages – When a debt collector continues to call you in violation of the FDCPA you can receive up to $1000 that the company must pay as a fine for breaking the rules of the FDCPA.
- Lost wages – If you can’t go to work because of your anxiety or if you are suspended from your job or fired from your job due to ongoing calls from a collection agency that violate the FDCPA you can be entitled to money for your lost wages.
Talk to an Attorney Today
If you are having trouble getting a debt collection company like Donald R. Conrad, PLC to stop calling you at work even though you have told them to stop calling and given them “reason to know” you should contact an experienced FDCPA attorney who can give you advice based on your unique situation and help you protect your rights and stop the harassment.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Donald R. Conrad, PLC or any other third-party collection agency, you may not be entitled to any compensation.