You have the right to not be harassed at work by debt collectors. If Avante USA, Ltd is calling you at work you can tell them to stop calling you at work and they need to stop. If they don’t, you can file a claim against them.
Technically it is not illegal for debt collector to call you at work. However the FDCPA, the Federal Debt Collection Fair Practices Act, does not allow debt collectors to call you at work if the debt collector has “reason to know” that your employer forbids those kinds of calls.
That means that as long as you let the debt collector to stop contacting you at your place of employment or you tell them that your employer doesn’t allow those kinds of calls at work they have to stop calling you at work. If they don’t they are violating the FDCPA and you can file a claim against them for damages.
Many collection agencies like Avante USA, Ltd count on consumers not knowing their rights but if you know your rights and exercise them you can stop the collection calls.
Methods for Stopping Debt Collectors From Calling You?
You don’t have to put up with harassing phone calls from debt collectors at your job. If a debt collector continues to call you at work you have options to make them stop that are specified in the FDCPA. You can ignore their calls or hang up on callers that mistreat you or speak to you disrespectfully.
These days recording phone calls is very easy on a smartphone so you can also let them know they you are planning on recording their phone calls. You can also send them a written notice telling them to stop calling you. If you send a written notice they are legally barred from phoning you.
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Damages You May Be Entitled To
When you tell a debt collector to stop calling you and they don’t you can be entitled to damages for that harassment. The different types of damages that you are entitled to include:
- Statutory Damages – When a debt collector continues to call you in violation of the FDCPA you can receive up to $1000 that the company must pay as a fine for breaking the rules of the FDCPA.
- Emotional distress – If you develop severe anxiety, depression, or other emotional problems due to the continued calls by a collection agency you may be entitled to money for that distress or money to pay for treatment.
- Physical distress – If you are unable to sleep, go to work, or you develop physical symptoms as a result of the continued harassment and phone calls by a debt collection company you can receive money for pain and suffering and for medical bills.
- Lost wages – If you can’t go to work because of your anxiety or if you are suspended from your job or fired from your job due to ongoing calls from a collection agency that violate the FDCPA you can be entitled to money for your lost wages.
Talk to an Attorney Today
If a debt collector won’t stop contacting you at work even though you have told them to stop contact an experienced FDCPA attorney who can give you advice based on your unique situation and help you protect your rights and stop the harassment.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Avante USA, Ltd or any other third-party collection agency, you may not be entitled to any compensation.