Capio Partners, LLC, is a third-party collection agency that collects delinquent debts. If you have a past-due debt account, then you may be called by Capio Partners, LLC. If you are called repeatedly, it may be considered as harassment, which is in violation of the collection laws.
The Fair Debt Collection Practice Act (FDCPA) was enacted to stop consumers from being mistreated by unscrupulous debt collections. The FDCPA makes it illegal for the collection agency to release details about your debt to anyone else, so it is virtually impossible for them to leave a voicemail and not violate the law.
You may be able to pursue a claim against Capio Partners, LLC, if that is the case.
The Debt Collection Process and Capio Partners, LLC
Congress enacted the FDCPA to provide oversight to collection agencies and to regulate the collection process by establishing strict laws and limits as to what a collection agency can do while trying to recover money from a debt.
According to the FDCPA, a collection agency cannot make idle threats, which include threatening legal action that they cannot or will not take. Also, a collection agency cannot threaten to arrest you, and they cannot impersonate a police officer. The FDCPA also prohibits the release of details about your debt without your permission.
Anytime a call is made to you from Capio Partners, LLC, they must identify themselves. You cannot be tricked into returning a call to the agency. If Capio Partners, LLC, is searching for you and calls third parties, they must identify themselves, but they cannot provide details about your debts.
Because of the FDCPA and its privacy regulations, it becomes impossible for a collection agency to leave a voicemail. It is definitely illegal for a voicemail to be left at your place of employment. If Capio Partners, LLC, has violated the FDCPA, you can pursue a claim against them for their violation.
There are Restrictions Regarding What Capio Partners, LLC, Can Say
If a third-party debt collector, such as Capio Partners, LLC, has violated the FDCPA, you can take action and they can face penalties from the Federal Trade Commission (FTC).
The FDCPA doesn’t allow the collection agency to make threats, including threats of an impending arrest or of physical harm. You can take action against them for such behavior.
If through their contact with you Capio Partners, LLC, violated the FDCPA, you may be able to recover $1,000 through a claim against them. You should keep supporting evidence to show the conversations and the violations.
Take notes for all calls. Write down the date and the time of the call, the name of the caller, and then a brief summary of the conversation. You can ignore calls, hang up on the caller, or inform the caller of your intent to record the conversations.
Consult With An FDCPA Lawyer About Capio Partners, LLC
If you received a voicemail from Capio Partners, LLC, or if they have done other things that you believe are FDCPA violations, you can pursue a claim against the collection agency.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Capio Partners, LLC, or any other third-party collection agency, you may not be entitled to any compensation.