Audit Systems, Inc., is a third-party collection agency that is based in Florida. If you have an old debt, or if you owe delinquent debt, you may be contacted by Audit Systems, Inc., if they take control of the debt.
Just like any other collection agency, Audit Systems, Inc., cannot release information about your debt to other parties. The Fair Debt Collection Practice Act (FDCPA) oversees collection agencies and prohibits such activity.
Because of the laws, the only way Audit Systems, Inc., could leave a voicemail is when they leave it so it cannot be heard or accessed by others. If Audit Systems, Inc., has violated that law, you can file a claim against them for their violation.
The Debt Collection Process and Audit Systems, Inc.
Congress passed the FDCPA to prevent unscrupulous collection practices and to help stop the harassment of consumers. These laws and policies must be followed by collection agencies.
Any violators can face harsh penalties. The FDCPA doesn’t allow the agency to make threats of physical harm, impersonate a police officer, or claim they will make an arrest.
If they threaten legal action, it cannot be action that they cannot take or will not take. They cannot release information about your debt to any third-party because of the privacy regulations. When Audit Systems, Inc., calls you, they must identify themselves.
The collection agency is prohibited from trying to trick you into returning calls. If a third-party is called by Audit Systems, Inc., while they try to find you, Audit Systems, Inc., must identify themselves, but they cannot share other information. Because of the privacy regulations, Audit Systems, Inc., cannot leave a voicemail at your place of employment and they cannot tell anyone the amount that you owe.
There are Restrictions Regarding What Audit Systems, Inc. Can Say
If Audit Systems, Inc., has violated the FDCPA, you may be able to pursue a claim against them. The Federal Trade Commission (FTC) oversees collection agencies, and if Audit Systems, Inc., breaks the regulations, the FTC can fine the agency and penalize them. You will need to maintain evidence of any violations.
Keep copies of all the correspondence that you have gotten from Audit Systems, Inc., and be sure to maintain documentation of all calls with them.
Take down the name of the caller, the number from which the call originated, the date and time of the call, and a summary of the conversation. Save any messages or voicemails that you receive from Audit Systems, Inc.
Consult With An FDCPA Lawyer About Audit Systems, Inc.
If Audit Systems, Inc., left a voicemail regarding your past due debt, they most likely violated the FDCPA. You can pursue a claim against them. To get your claim on track and to stop the harassment, consult with an FDCPA lawyer who handles such cases in your area.
Schedule your free case review today, so you can get your claim on track before it is too late to act.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Audit Systems, Inc., or any other third-party collection agency, you may not be entitled to any compensation.