Falling behind with monthly bills due to lack of cash is already stressful enough. To be falsely accused of owing a debt is typically just too hard to bear. Fortunately, for victims of this type of behavior the Fair Debt Collection Practices Act (FDCPA) protects them from being harassed and intimidated by third-party debt collectors like Scott & Associates.
Many debt collectors refuse to toe the line and harass debtors, regardless of the FDCPA. If you have firm evidence that Scott & Associates has been threatening you it may be possible for you to file a lawsuit to recover damages for their unlawful behavior.
About Scott & Associates
Scott & Associates, P.C. (S&A) is a Texas based legal firm that specializes in third-party debt collection. It has received many consumer complaints alleging it has violated the Fair Debt Collection Practices Act (FDCPA), like threatening to take action it hasn’t the legal right to do and using misleading or false language to try and collect debts.
According to the Better Business Bureau it has received 21 total complaints about Scott & Associates in the past 3 years. Out of those 9 complaints were closed in past year.
What Constitutes as Threats?
The FDCPA is quite clear as to what it views as threatening behavior by debt collectors. If you believe a debt collector from Scott & Associates has threatened you and violated the FDCPA it may have done any of the following:
- used violence to cause you physical harm or injury;
- threatened you with garnishing your wages to get back the debt;
- use threats that could end up in you being arrested for refusing to pay your debt;
- published your name on a list of debtors and threatened you and the other debtors with legal action;
- lied to damage your reputation by revealing you owe a debt.
![Did Scott & Associates Threaten You?*]()
Damages You May Be Entitled to
If you believe you have indisputable evidence that you have been threatened by a debt collector from Scott & Associates you can take your case to court and you may find you are eligible to be compensated with $1,000 for statutory damages. The court may even make the decision to award actual damages such as physical and emotional damages, and compensation for any loss of wages and wages that have been garnished.
The court may decide that the debt collector should pay your attorney fees. Physical damage usually covers ailments such as serious chronic headaches, rashes, blood pressure and heart conditions. Stress and anxiety often prompts attorneys to file a damage claim for emotional distress as well.
End the Threats Today
If you think that debt collectors from Scott & Associates have threatened you, they could face legal repercussions. You should speak to an FDCPA attorney who specializes in creditor harassment so that you can familiarize yourself with your rights and how to prevent Scott & Associates from threatening you. Fill out our Free Case Evaluation to be connected with an FDCPA attorney who handles cases in your area. Don’t wait, get your claim on track today!
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Scott & Associates, or any other third-party collection agency, you may not be entitled to compensation.
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