Until September of 1977, debt collection agencies had little, if any legal restrictions when it came to implementing debt collection tactics. In response to an amazing outcry from consumers, the United States Congress enacted the groundbreaking Fair Debt Collection Practices Act (FDCPA). According to the FDCPA, a third party debt collector like Radius Global Solutions, LLL is not permitted to call you repeatedly throughout the day. Bill collectors are also barred from using the timeless overly aggressive debt collection practice of issuing threats to coerce consumers into paying off outstanding credit balances.
About Radius Global Solutions, LLC
Operating with a home office in Edina, Minnesota, Radius Global Solutions, LLC represents a professionally licensed debt collection agency that focuses its efforts on clients in the bank and retail credit card markets. With 37 years in business, the company has drawn the ire of numerous consumers, with many consumers complaining Radius Global Solutions, LLC has violated one or more provisions of the FDCPA, as well as other state and federal consumer protection laws.
Types of Threats Prohibited by the FDCPA
Although Congress wrote numerous provisions into the FDCPA that ban overt harassment and intimidation, perhaps the most important provision addresses the highly intimidating debt collection practice of issuing threats. The FDCPA clearly forbids overt threats, and many civil courts have recently defined what constitutes subtle threats.
Examples of overt threats include threatening to contact law enforcement and threatening to seize private property for liquidation into cash to pay off a delinquent credit card or personal loan account. If Radius Global Solutions, LLC has threaten you in any way, including threatening to have you arrest for a financial crime, you should immediately contact a FDCPA attorney who will decide which legal course to take.
Do You Qualify for Financial Damages?
Although the FDCPA is best known for making it illegal for bill collectors to harass and intimidate consumers, the federal consumer protection law also grants consumers the right to seek financial damages for the violation of one or more provisions. If your consumer protection lawyer can prove Radius Global Solutions, LLC violated the FDCPA, you are eligible to receive statutory damages up to $1,000 for all violations of the monumental consumer protection law.
The court might also approve just compensation to cover the cost of attorney fees and the money required for the civil proceeding to unfold. Injunctive relief is an order issued by the judge presiding over your case that demands an end to every illegal debt collection practice used by a bill collector.
Work with a Licensed FDCPA Lawyer
The FDCPA gives consumers an incredible amount of power to fight back against unsavory debt collection agencies. However, you cannot expect to receive justice by fighting Radius Global Solutions, LLC on your own. The third party debt collector will come to court with a team of polished attorneys that have litigated countless FDCPA cases. You have to counter with an experienced FDCPA attorney who will be by your side every step of the way. If your FDCPA attorney cannot gather enough evidence to file a claim against Radius Global Solutions, LLC, he or she has other options available to get you off the financial hook.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Radius Global Solutions, LLC, or any other third-party collection agency, you may not be entitled to compensation.