If there is an old delinquent debt around, you may be called by Paramount Recovery Systems or some other third-party debt collector. You may even be contacted about a debt that you aren’t responsible for. In 1978, the Fair Debt Collection Practices Act (FDCPA) was passed to stop third-party debt collectors from harassing and threatening consumers and their loved ones. If Paramount Recovery Systems has threatened you, you can pursue an FDCPA lawsuit against them and recover damages.
About Paramount Recovery Systems
Paramount Recovery Systems is a third-party debt collector that specializes in medical debt collections. They collect past-due debts from hospitals, private medical offices, dental offices, and emergency service providers. The company is based in Waco, Texas, and employs several people.
Paramount Recovery Systems has been accredited with the Better Business Bureau since 2009. They have a B rating. With 106 complaints filed in the last 3 years, they have closed 42 in the last 12 months. The complaints involved billing and collection issues.
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What Constitutes Threats?
The FDCPA precisely explains what a collection agency is prohibited from doing. If you think the FDCPA was violated by Paramount Recovery Systems, you should take action against them. If any of these things have been done by Paramount Recovery Systems, you can file an FDCPA lawsuit against the collection agency:
- Threatening or using violence or other criminal acts that damage a debtor’s reputation or cause physical harm
- Threaten to seize the debtor’s property
- Threaten to garnish wages
- Threaten arrest for past due debts
- Publishing a list of debtors and threatening members of the published list with legal action
Damages That You May Be Entitled To
If Paramount Recovery Systems has violated the FDCPA and you file legal action against them, you are entitled to statutory damages of $1,000 if you can prove your case. Sometimes the court will award actual damages – including compensation for both physical and emotional damages plus compensation to cover lost wages and garnished paychecks. You may be able to have them cover your legal fees as well.
If you can prove an ailment, you can receive physical damages. These ailments may include stress headaches, heart problems, rashes, stress, anxiety, and depression. Your FDCPA lawyer will file a claim for your emotional and physical suffering associated with the collection threats.
End The Threats Today
If you think Paramount Recovery Systems has threatened you, you can put an end to the threats and the harassment. Make them face penalties and legal repercussions. You should schedule a free consultation with an FDCPA lawyer who is licensed to handle consumer law cases in your state. Fill out our Free Case Evaluation Form to get connected with an FDCPA lawyer who handles consumer law issues near you.
Additional Resources
Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Paramount Recovery Systems or any other third-party collection agency, you may not be entitled to compensation.