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Did Medicredit Threaten You?*

Stop the

You have legal rights. We can help.


If you have been unable to pay your monthly bills for a while, or you have even been falsely accused of owing money, there are resources available to protect you and your family.

This is in the form of the Fair Debt Collection Practices Act (FDCPA) which was first established in 1978 to prevent third-party debt collectors from using harassment tactics against consumers and their families.

It appears that not all debt collectors take notice of the FDCPA.

If you are sure that Medicredit has been threatening you, you may find you are eligible to file a FDCPA lawsuit.

About Medicredit

Medicredit is a debt collection agency with its headquarters in St. Louis, Missouri. It only works for healthcare companies.

Medicredit is not accredited with the Better Business Bureau so it does not have a rating.

Over the past three years, 250 complaints against the agency have been filed by consumers with the Better Business Bureau 95 have taken place in the last year.

Since 2012 they have been summoned to attend court more than 20 times.

Their debt collectors have been accused of attempting to collect debts that have already been settled, using rude and obscene language over the phone as an harassment tactic and tried to collect debts from people who do not owe anything.

Did Medicredit Threaten You?

What is Considered a Threat?

The FDCPA spells out clearly the types of threats that debt collectors are not permitted to use.

If Medicredit has taken any of the following actions, they are violating the terms of the FDCPA:

  • physically harmed a debtor by using violence or damaged the debtor’s reputation;
  • threatened to take away a debtor’s property;
  • threatened to try to garnish your wages;
  • used threats to get you arrested for non-payment of a debt;
  • published a debtors’ list and threatened every name on the list with legal action.

Damages You May Be Entitled to

If as a debtor you are able to prove harassment in court you may receive $1,000 in compensation.

In addition, the court could award actual damages, such as physical and emotional damages, and compensation for loss of wages and wage garnishment.

The debt collector might be told to pay the debtor’s attorney fees.

Overall, physical damage awards tend to cover ailments that are easy to prove.

This includes serious headaches, rashes, and problems with the cardiovascular issues.

Because of the stress and anxiety put on a debtor, attorneys often file a damage claim for emotional distress.

End the Threats Today

If you have the evidence that Medicredit threatened you, it will have to face legal repercussions.

It is important to speak with an FDCPA attorney who specializes in creditor harassment who will inform you of your rights and your chance to prevent Medicredit from threatening you.

Complete our Free Case Evaluation to be connected with an FDCPA attorney who handles consumer law cases in your state.

Additional Resources

*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Medicredit, or any other third-party collection agency, you may not be entitled to compensation.

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