Debt collection agencies like FH Cann & Associates, Inc. sometimes try to persuade debtors to pay back what they owe by intimidating them. Debt collectors only act on behalf of their clients and do not act solely by themselves.
Their work is quite legal as long as it doesn’t extend to pestering, harassment or outright threats. The Fair Debt Collection Practices Act (FDCPA) prohibits this sort of activity by debt collectors.
If you have experienced harassment or threats of any kind you have the right to take legal action against the debt collector. You may be able to get the agency off your back through a lawsuit as well as obtain much needed monetary compensation.
About FH Cann & Associates
FH Cann & Associates, Inc. is a Massachusetts firm based in North Andover. It has been in the business of collecting debt for its clients for the last 20 years, i.e. since 1999.
The Better Business Bureau accepts comments and complaints from clients and debtors, although it has no jurisdiction to make any judgment or capacity to modify the company’s behavior.
FH Cann & Associates has been accredited with BBB since 2004. In that time, it has acquired an A+ rating, presumably because of appreciative clients. It has also received over 50 complaints, mainly concerning violations of the FDCPA.
What is Considered a Threat?
These types of behavior listed below are considered threats as far as the FDCPA are concerned and are unacceptable:
- Violent, physical threats or criminal assault;
- Threats to have you arrested;
- Threats or attempts to take your property away from you;
- Publishing your name on a list of debtors in print or online;
- Threatening to have your wages garnished.
Damages You May Be Entitled to
A successful lawsuit may mean a payment of up to $1,000 in damages as well as court costs and attorney’s fees.
Depending on the types of threats you have evidence for, you may also be awarded damages for physical and emotional harm and compensation for any wages that have been garnished or lost because you were too distressed or ill to go to work.
End the Threats Today
It can be hard enough coping with paying the bills and maintaining a job without having to deal with an overzealous debt collector.
If you have been harassed or threatened by employees of FH Cann & Associates, Inc. and believe that their behavior is in violation of the FDCPA, you should first discuss it with an attorney who specializes in consumer law including violations of the FDCPA.
It is important to have sufficient evidence proving that a violation has taken place and the attorney will be able to help you with this aspect of your claim. Use the Free Evaluation form below to locate a suitable attorney near you.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against FH Cann & Associates, Inc., or any other third-party collection agency, you may not be entitled to compensation.