You come home one night to discover a letter sent to you from Synerprise Consulting Services, Inc. After reading the letter, you wonder if the debt collection agency has crossed the legal line by claiming you can be arrested for not paying an outstanding debt in a timely manner.
If a third party debt collector claimed you can go to jail for not taking care of a delinquent consumer debt, you should consult with a licensed consumer protection lawyer who specializes in litigating cases involving an historic law that passed by the United States Congress in 1997.
About Synerprise Consulting Services, Inc.
As the most influential consumer advocacy organization, the Better Business Bureau (BBB) compiles consumer feedback about companies covering virtually every business sector. For Synerprise Consulting Services, Inc. the BBB has received several consumer complaints that address the mishandling of credit card account information.
However, the bill collector has responded to every complaint in a timely manner. Because of the positive way in which the company handles consumer complaints, the BBB has accredited Synerprise Consulting Services, Inc. as well as awarded the company with an A rating.
Defining Deception under the FDCPA
Written into law by the United States Congress, the Fair Debt Collection Practices Act (FDCPA) prohibits debt collection agencies from bullying consumers into paying off outstanding credit card and personal loan accounts.
For example, Synerprise Consulting Services, Inc. cannot threaten you with bodily harm or threaten to file a lawsuit against you in a civil court. The company is also barred from implementing deceiving debt collection tactics.
According to the FDCPA, Synerprise Consulting Services, Inc. cannot trick you into paying more money on a delinquent consumer debt that you actually owe. The company cannot force you into paying off a debt that you have already settled.
Some bill collectors take advantage of consumers that do not keep well organized records concerning their personal finances. Another misrepresentation made illegal by the FDCPA involves a third party debt collector not educating you about your state’s statute of limitations placed on the collection of consumer debts.
Punitive Provision of the FDCPA
Not only do you not have to take the deceptive tactics used by a debt collection agency, you can also make the company pay for violating one or more provisions of the FDCPA. The federal consumer protection law gives consumers the right to file claims that seek monetary damages.
If the deception used by a third party debt collector has caused you to suffer from physical duress symptoms, then a licensed consumer protection lawyer that has successfully litigated FDCPA cases might be able to help you recover most, if not all of the money lost because of the physical distress symptoms.
An example of physical distress symptoms includes an increase in blood pressure that can lead to heart issues.
Work with an Experienced FDCPA Lawyer
When Synerprise Consulting Services, Inc. harasses you in an attempt to get you to take care of a consumer debt, you should immediately seek the help of an accomplished FDCPA attorney. After meeting with you during a free consultation, your FDCPA lawyer will decide whether there is enough evidence to move forward by filing a claim against the bill collector.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Synerprise Consulting Services, Inc., or any other third-party collection agency, you may not be entitled to compensation.