If your bills are past due, or if you are being accused of owing a debt that isn’t yours, there are resources available for you. In 1978 the Fair Debt Collection Practices Act (FDCPA) was enacted to protect consumers and their loved ones.
While the FDCPA sets the regulations and indicates the penalties for violators, debt collectors sometimes fail to abide by the FDCPA. If you think that Paramount Recovery Systems misrepresented themselves while collecting a debt, you may be able to pursue an FDCPA claim against the collection agency.
About Paramount Recovery Systems
Paramount Recovery Systems is a third-party debt collector that specializes in medical debt collections. They collect past-due debts from hospitals, private medical offices, dental offices, and emergency service providers.
The company, based in Waco, Texas, has been accredited with the Better Business Bureau since 2009. They have a B rating with the BBB. With 106 complaints filed in the last 3 years, they have closed 42 of those complaints in the last 12 months. The complaints involved billing and collection issues.
What Counts As Misrepresentation?
When representatives of a collection agency such as Paramount Recovery Systems calls a consumer to collect a debt, they are required by law to properly identify themselves. This means they must say who they are, and they must indicate they are calling on behalf of Paramount Recovery Systems.
They must be factual about the debt, its amount, and the statute of limitations for collecting it. They cannot make false claims, such as being with a government agency like the IRS or with law enforcement or the court. If Paramount Recovery Systems has misrepresented themselves, you may be able to recover compensation for your losses.
Damages That You May Be Entitled To Receive
If you succeed with an FDCPA claim against Paramount Recovery Systems, you can receive $1,000 in statutory damages. You may be able to recover actual damages as well, such as physical and emotional damages.
For physical damages, you will need to use conditions that are easily proven, such as stress-induced cardiac disorders, headaches, and rashes. You may also recover lost pay and garnished wages. The court can also make Paramount Recovery Systems cover your legal fees.
End The Threats Today
If you believe Paramount Recovery Systems misrepresented themselves during the debt collection process, they can face legal ramifications. You should talk with an FDCPA lawyer in your area who handles creditor harassment cases.
You do have rights and there are protections in place, so stop the harassment of Paramount Recovery Systems. Complete the Free Case Evaluation Form to get connected with an FDCPA attorney who handles consumer law matters in your area. You don’t have to deal with the
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Paramount Recovery Systems or any other third-party collection agency, you may not be entitled to compensation.