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Where to Report an FDCPA Violation
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Reporting an FDCPA Violation by IMC Credit Services LLC*

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Have you been hounded by a debt collection agency like IMC Credit Services LLC? While debt collectors have a legitimate role to play, they are not allowed to continually pester debtors by contacting them constantly day and night.

The revamped federal law known as the Fair Debt Collection Practices Act (FDCPA) is designed to prevent this sort of unwanted attention by debt collectors. Debt collectors who violate the FDCPA may be fined and can be sued by the debtor.

If you believe that a debt collector has violated the FDCPA, there are several options for you to make a complaint or file a lawsuit against the collector with the help of an attorney.

How to Report a FDCPA Violation by IMC Credit Services LLC

There are two main ways that you can report a debt collector that you believe is violating the FDCPA and constantly pestering you about your unpaid debt. The federal agency, the Consumer Financial Protection Bureau (CFPB), is able to impose fines on a debt collector that has been found breaking federal law on fair debt collection activity. You will need to report your complaint to the CFPB, giving them details of the behavior of the collector who is bothering you.

Many states have similar laws to the FDCPA and you can also report a violation of a state fair debt collection law directly to the Attorney General’s Office. If they find that the debt collector that has been harassing you has broken a state law, then they have the power to impose a fine.

Reporting an FDCPA Violation by IMC Credit Services LLC*

How the Better Business Bureau Can Help in Negotiations Over Disputes

The Better Business Bureau (BBB) is another organization that can help with a dispute over debt collection activity. Primarily, their main service is providing an environment in which mediation can be arranged between you and the debt collector. The BBB, unlike the agencies mentioned above, does not have the power to legally sanction the debt collector, but it can publicize the debt collector’s activity as a warning to others.

Filing a Lawsuit Against IMC Credit Services LLC

You have the right to file your own lawsuit against the debt collector, bypassing the actions of the agencies above or in tandem with them. If you can prove that the debt collector has been violating the FDCPA, then you can claim damages of up to $1,000. Legal fees can be included in the claim, which helps when you are getting assistance from an attorney with the claim.

How a Lawyer Can Help With a Claim for a FDCPA Violation

It is not easy for an ordinary person to go ahead with a lawsuit all by themselves. You do need to be very prepared as it is necessary for you to prove that a violation of the law has occurred and that the actions of the debt collector have had a negative impact on you. You are advised to contact an attorney before filing a claim. Complete the Free Case Evaluation today!

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against IMC Credit Services LLC, or any other third-party collection agency, you may not be entitled to any compensation.

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