Often, lenders and financial institutions enlist the help of a third-party debt collector. Sometimes the debt is sold to a collection agency for pennies on the dollar, so they will aggressively pursue the debt trying to make a profit. Sometimes federal laws are violated, such as the FDCPA.
If you are harassed by a debt collector, such as Synerprise Consulting Services, Inc., you have the right to pursue a claim against them for your damages and get the harassment stopped.
Phone Harassment That Are FDCPA Violations
Because of unethical and unscrupulous debt collecting practices, the FDCPA was enacted. This act was designed to limit the contact that a debt collector has with a consumer, and it is to ensure the consumer is treated with respect and common courtesy.
If the debt collector is calling you continuously and at odd hours, then the FDCPA is being violated and you can pursue a claim for damages. Here are some signs of harassment and FDCPA violation:
- Calling at unapproved times – before 8 a.m. and after 9 p.m.
- Making false claims of being a police officer
- Making numerous calls throughout the day
- Threatening to harm you
Ways To Stop Harassing Phone Calls
You have rights if you are being harassed by Synerprise Consulting Services, Inc. If you are getting harassing phone calls, you can refuse to answer the calls. You can also hang up the phone if the representative is disrespectful or threatening.
You can also record the call but be sure to tell the representative that you are going to do so.
Maintain thorough records and documentation that indicates when you receive a call, who called, what time the call was received, what was said during the call, and so forth. You should also keep all written correspondence from Synerprise Consulting Services, Inc.
You should tell Synerprise Consulting that you will be filing complaints with the Federal Trade Commission and the state attorney general.
Damages You May Be Entitled To
If you are being harassed by Synerprise Consulting Services, Inc., you should consider pursuing a claim against the debt collector. Here are some of the more common damages that are recovered after such incidents:
- Statutory damages
- Emotional distress
- Lost wages
- Physical distress
- Monetary damages
- Wage Garnishment Recovery
An FDCPA lawyer will help you by reviewing your case and will determine how to proceed with your claim. Your lawyer will gather up supporting documentation and help you through the process.
Talk To An FDCPA Attorney
If Synerprise Consulting Services, Inc., has been harassing you, enlist the help of an FDCPA lawyer who practices in your state. With the help of an attorney, you are much more likely to get your claim against the debt collector underway.
Don’t delay getting your claim underway and putting an end to the harassment.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Synerprise Consulting Services, Inc., or any other third-party collection agency, you may not be entitled to compensation.