Sometimes third-party debt collectors get involved with collecting past-due debts. One of those debt collection agencies is I.Q. Data International, Inc. Sometimes debt collectors will violate the FDCPA, which was enacted to stop unscrupulous debt collecting and harassment. If you are being harassed by I.Q. Data International, Inc., you can pursue a claim against them for FDCPA violations.
Phone Harassment That Are FDCPA Violations
Sometimes debt collectors are unethical and unscrupulous when they are collecting debts. In this case, they often harass and threaten the innocent consumer attempting to collect money. Here are several signs of harassment from a collection agency:
- Pretending to be a police officer
- Calling before 8 a.m. or after 9 p.m.
- Making repetitive calls
- Threatening physical harm
Ways To Stop Harassing Phone Calls
If I.Q. Data International, Inc., has been harassing you, there are several things that you can do. You have rights and protections. You can ignore the calls and not answer the phone. If you do answer the calls, you can hang up if you are disrespected or threatened. You can also tell the representative that you will be recording the calls. Tell them you that you think the FDCPA is being violated and that you will be filing complaints with the proper agencies if they don’t stop.
You can also send them a cease and desist letter, which tells them that they can no longer call you. If they continue to call you after they receive the letter, they are violating the FDCPA. You should maintain documentation that shows you sent the letter and they ignored your formal request. Documentation is essential to the success of your claim.
Damages You May Be Entitled To
Being harassed by I.Q. Data International, Inc., can lead to a variety of damages and affect your personal and professional life. Here are a few of the damages usually claimed in such situations:
- Statutory damages
- Physical distress
- Monetary damages
- Wage Garnishment Recovery
- Emotional distress
- Lost wages
When you hire an FDCPA lawyer, they will gather supporting documentation and evidence to help you with your claim. They will determine which damages that you have suffered and will come up with the proper way to proceed with your claim.
Talk To An FDCPA Attorney
If I.Q. Data International, Inc., has been harassing you, consult with an FDCPA lawyer in your area. With the help of a lawyer, you can make sure the harassment stops and that the collection agency is held responsible for the stress and damages you suffered because of their actions. Your attorney will not be paid until you recover for your claim against I.Q. Data International, Inc., so schedule your free case review today so you can get your claim underway and you can get the harassing calls stopped.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against I.Q. Data International, Inc., or any other third-party collection agency, you may not be entitled to compensation.