If you are behind on a debt, you may be contacted by a third-party debt collector. There are specific federal laws in place to protect consumers from harassment and unscrupulous debt collecting. If you are being harassed by Hillcrest, Davidson, and Associates, LLC, you can file a complaint with the proper agencies and then pursue a legal claim against the collection agency to recover compensation for your damages.
Phone Harassment That Are FDCPA Violations
The FDCPA was enacted to put a halt to unscrupulous debt collection practices. There are several things that can be done by a debt collector that qualifies as harassment. Here are a few examples of calls that might be considered as harassment and FDCPA violations:
- Claiming to be a police officer
- Calling before 8 a.m. or after 9 p.m.
- Repetitive calls throughout the day
- You are threatened with physical harm
Ways To Stop Harassing Phone Calls
If you have been harassed by Hillcrest, Davidson, and Associates, LLC, you can put an end to it. You can stop answering the calls, or you can hang up if the caller is disrespectful or threatening. You can tell the representative that you believe the FDCPA is being violated and that if they don’t stop harassing you that you will file a compliant with the Federal Trade Commission and the state attorney general.
You can also tell them that the call is being recorded, and you can do just that. Document every call – the date, the time, what was said, who was calling. The more documentation and records that you maintain, the more likely you are to have a successful claim against Hillcrest, Davidson, and Associates, LLC.
Damages You May Be Entitled To
If Hillcrest, Davidson, and Associates, LLC, are harassing you, you can file a claim against them to pursue damages. There are various damages that might be suffered from such situations, and here are a few of the damages that you might claim:
- Statutory damages
- Emotional distress
- Lost wages
- Physical distress
- Monetary damages
- Wage Garnishment Recovery
The collection agency can be penalized for violating the FDCPA and harassing you. An FDCPA attorney can help you get your claim underway in a timely manner and will ensure the harassment is put to an end.
Talk To An FDCPA Attorney
If Hillcrest, Davidson and Associates, LLC, has been harassing you, meet with an FDCPA lawyer who practices in your state. With the help of a lawyer, you are much more likely to recover compensation for your damages. Your attorney will also file the complaints with the proper entities, ensuring that the collection agency stops their unscrupulous practices. Get your free case review today, so you can ensure your claim for FDCPA violations and harassment gets on the right track.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Hillcrest, Davidson and Associates, LLC, or any other third-party collection agency, you may not be entitled to compensation.