When you have debts that are past-due, a collection agency might contact you. Sometimes these collection agencies go a bit overboard and it turns into harassment.
When the FDCPA, which was enacted to protect consumers, is violated and you are harassed, you can pursue a claim against the collection agency and you can file a complaint with the Federal Trade Commission and the state attorney general’s office.
Phone Harassment That Are FDCPA Violations
Because some debt collectors try to attempt debts in unscrupulous manners, the FDCPA was enacted.
It was designed to help protect the consumer from threats, harassment, and other unethical practices.
Here are some ways in which Account Services Collections, Inc., might violate the FDCPA:
- False claims of being law enforcement
- Making collections calls prior to 8 a.m. or after 9 p.m.
- Calling time and time again
- Threats of physical harm
Ways To Stop Harassing Phone Calls
If Account Services Collections, Inc., has been harassing you, there are several things that you can do to protect your rights. First, tell them that you believe they are violating the FDCPA and if they continue, you will file a complaint with the FDCPA and you will notify your state attorney general’s office.
Also, tell them you will be recording the calls and do just that. You can ignore harassing calls and not answer the phone. If you answer the phone and the caller threatens you or disrespects you, hang up the phone.
Document every phone call you receive, indicating who called, what was said, the time and date of the call and any other pertinent information.
This can help you prove your claim against Account Services Collections, Inc.
Damages You May Be Entitled To
Harassment from Account Services Collections, Inc., can lead to a variety of damages. Here are a few of the damages that you might suffer from such behavior:
- Statutory damages
- Emotional distress
- Lost wages
- Physical distress
- Monetary damages
- Wage Garnishment Recovery
Your FDCPA lawyer will determine which damages you should claim.
Your lawyer will also help you file your complaints with the proper agencies, which could result in the collection agency being fined and reprimanded.
Talk To An FDCPA Attorney
If you are being harassed by Account Services Collections, Inc., you should enlist the help of an FDCPA lawyer who practices in your area. With the help of an attorney, you are much more likely to recover compensation for your damages and ensure the harassment is stopped.
You can also ensure that the proper agencies are aware of your problems and how the collector has violated the FDCPA. You can also help others avoid similar situations by making sure Account Services Collections, Inc., is punished for their actions.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Account Services Collections, Inc., or any other third-party collection agency, you may not be entitled to compensation.