If you have got behind with paying your monthly bills there are laws enacted by the Fair Debt Collection Practices Act of 1998 (FDCPA) that protect you from being harassed or verbally abused by a debt collector who has been paid to collect your debt.
The FDCPA is in place to stop third-party debt collectors from behaving inappropriately but unfortunately many debt collectors abuse the law. If this has happened to you it might be possible to file a lawsuit against Roquemore & Roquemore, Inc. in order to be compensated for the debt collector’s illegal behavior.
Roquemore & Roquemore, Inc. – Company Profile
Roquemore & Roquemore Inc or RRI is a third-party debt collection agency headquartered in Texas. The Better Business Bureau (BBB) has received numerous consumer complaints claiming that the company has violated the Fair Debt Collection Practices Act (FDCPA).
This includes harassment as a means of forcing the debtor to pay the debt. The BBB has awarded Roquemore & Roquemore an F rating and indicates it has closed 13 complaints against the debt collector in the last three years, with seven complaints being closed in the last few months.
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What Is a Debt Validation Letter? And Why Do You Need It?
You should think twice before paying any debt collector and to begin with you should be certain that the debt you have been asked to pay is actually yours. If you owe money and a debt collector from Roquemore & Roquemore, Inc. Collection Agency Debt has been pursuing you it is your legal right to demand a debt validation letter, which should provide you with the information you need that proves that you are the one who owes the money.
You can also act by sending a debt verification letter to the debt collector. Once it has been received the debt collector must respond within 5 days of receiving your letter with a debt validation letter. If the Roquemore & Roquemore, Inc. Collection Agency fails to send you a debt validation letter, it is violating the FDCPA and you may be able to file a lawsuit against the agency for damages.
Talk to an Attorney Today
If Roquemore & Roquemore, Inc. did not take the right steps to validate your debt, it will have to face the legal consequences for failing to follow FDCPA requirements. It is in your interest to contact an FDCPA attorney who specializes in debt collector harassment events. S/he will decide if you have the evidence to pursue a damages claim against the Roquemore & Roquemore, Inc. Fill out our Free Case Evaluation to be connected with an FDCPA attorney who handles consumer law cases in your state.
Disclaimer
*The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Roquemore & Roquemore, Inc. Collection Agency or any other third-party collection agency, you may not be entitled to compensation.