The 1977 Fair Debt Collection Practices Act (FDCPA) was designed to protect consumers from unscrupulous debt collection practices. If you have a debt that is delinquent, and it is being collected by Prince Parker and Associates, they must abide by the FDCPA and other applicable laws.
There are some situations in which the collection agency tries to collect a debt from the wrong consumer. Besides your legal rights, you do have resources available. If Prince Parker and Associates violated the FDCPA, file a claim against them to recover compensation for your damages. You should talk with an FDCPA attorney to learn more about the process.
Prince Parker and Associates
Prince Parker and Associates is based in Charlotte, North Carolina and has specialized in accounts receivable management since 1993. The company serves several markets, including telecommunications, digital and print media marketing, internet broadband, communications satellite, healthcare, utilities, and other consumer and commercial business to business accounts.
The company has been accredited by the Better Business Bureau since April 2017. They have an A+ rating with 22 complaints closed in the last three years and two complaints closed during the last 12 months. Most of the complaints have been regarding billing and collection issues.
What Is A Debt Validation Letter? And Why Do You Need It?
If you are being harassed by Prince Parker and Associates about a past-due bill, or if they are collecting a debt that you don’t believe you owe, then exercise your rights and ask for the debt to be validated.
The validation letter must include the name of the original creditor, the original amount of the debt, the current amount you owe, and other detailed information. When you make this request, the collection agency has five days to respond and validate the letter. If they fail to properly respond and provide a valid debt validation letter, they have violated the FDCPA and you can file a claim against them.
Talk To An FDCPA Attorney Today
If the FDCPA has been violated by Prince Parker and Associates, or if you are being harassed by them because of a debt that is past due or they have failed to validate a debt, you have rights. They could face severe legal ramifications for breaking the law.
You should consult with an FDCPA attorney in your state who is licensed to handle debt collection harassment claims. To get your claim on track, complete the Free Case Evaluation request form so your information can be shared with a local FDCPA lawyer.
You can then file a claim against Prince Parker and Associates and recover compensation for your damages. You have protections and resources available to help you through such challenges.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Prince Parker and Associates or any other third-party collection agency, you may not be entitled to compensation.