If you have for reasons beyond your control failed to keep on top of your monthly bills and have fallen into debt or you have had the misfortune of being informed that you owe money when you don’t the 1978 Fair Debt Collection Practices Act (FDCPA) covers you from being harassed by a debt collector to pay what you owe.
Many debt collectors ignore the FDCPA and call debtors repeatedly by phone or knock on their doors in antisocial hours in the hope that the debtor will pay. If this has happened to you and a debt collector from National Recoveries, Inc. Collection Agency has been calling you repeatedly, you may be eligible to file an FDCPA lawsuit to compensate for the harassment you have received.
National Recoveries, Inc. Collection Agency - Company Profile
National Recoveries, Inc. Collection Agency is a debt collection agency that has had 22 complaints closed in last year according to the Better Business Bureaus. Many of its complaints are about harassment's related to the debt collection of unpaid student loans.
It also provides debt collection services for credit card companies, financial institutions, telecommunications and student loan companies. Its headquarters are in Ham Lake, MN.
What Is a Debt Validation Letter? And Why Do You Need It?
If you are being harassed by a debt collector like one from National Recoveries, Inc. Collection Agency, don’t assume that it is you that has the debt. Often debt recovery collectors pursue people who have already paid their debts or there are even cases where names have been confused.
To protect yourself before trying to scramble around for the money ask the debt collector for a debt validation letter. This will tell you what the debt is, how much it is and other facts such as when a payment should have been made.
If you don’t think you owe any money or you think some facts about the debt are wrong you are permitted to send a debt verification notice to the debt collector who has 5 days to respond with a debt validation notice.
If National Recoveries, Inc. Collection Agency fails to honor your request it is violating the FDCPA. This means according to the FDCPA you may be able to file a damages claim against them against the debt collection company.
Talk to an Attorney Today
If National Recoveries, Inc. Collection Agency failed in its duty to validate your debt as requested by you, it is in your interest to contact an FDCPA attorney who specializes in debt collector harassment.
The attorney will tell you what your rights are and will suggest how you can prevent National Recoveries, Inc. from harassing you. Fill out our Free Case Evaluation so that you can be connected with an FDCPA attorney who handles consumer law cases in your state.
*Disclaimer:The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against National Recoveries, Inc. Collection Agency or any other third-party collection agency, you may not be entitled to compensation.