If you have a debt that is past due, you will most likely be contacted by a collection agency. In 1978, the Fair Debt Collection Practices Act (FDCPA) was passed to put an end to unscrupulous debt collection tactics and to prevent harassment. If you have a debt that is past due and Medical Financial Solutions is trying to collect from you, you do have rights and there are resources available. With the help of an FDCPA attorney, you can put an end to the harassment and get the calls stopped.
Medical Financial Solutions
Medical Financial Solutions is a debt collector based in Kalamazoo, Michigan. The company is managed by Vivian Boyd, who is the company vice-president. It has 76 employees and was established in 2005. Court records reveal that several people have filed lawsuits against Medical Financial Solutions because they were harassed by the collection agency. Accredited by the Better Business Bureau since April 2010, Medical Financial Solutions has an A+ rating with the BBB. The company has resolved 12 customer complaints during the last three years. Most of those complaints were due to billing and collections issues or a lack of debt validation after requests were made.
What Is A Debt Validation Letter? And Why Do You Need It?
If Medical Financial Solutions has been contacting you because of a past due debt, you should ask for validation of the debt before you pay anything toward the bill. Consumers have legal rights when a debt is being collected, and one of those rights is to ask for a debt validation letter. After you make your request, Medical Financial Solutions has five days to respond. The debt validation letter should include the original amount of the debt, the name of the original creditor, the current amount of the debt, and other information. If Medical Financial Solutions fails to respond, or if they harass you, you can file a claim against them for violating the FDCPA. There are specific guidelines that must be followed by debt collectors.
Talk To An FDCPA Attorney Today
If Medical Financial Solutions has harassed you because of a past due account, or if they failed to respond to your debt validation request, you should talk with an FDCPA attorney who is licensed in your state. Maintain a file that documents the contact that you have had with Medical Financial Solutions, including your written request for a debt validation letter. A debt collection harassment lawyer can determine the best way to proceed with your claim against the debt collector. Complete the Free Case Evaluation request form on this page so your information can be shared with a local FDCPA attorney so you can stop the harassment from Medical Financial Solutions.
- If Medical Financial Solutions is Threatening Legal Action
- How to Report a Violation Against Medical Financial Solutions?
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Medical Financial Solutions or any other third-party collection agency, you may not be entitled to compensation.