If you have got into debt because you have not been paying all your monthly bills, or a debt collector has been pursuing you to collect debts you don’t even owe, you are protected from being harassed by the 1978 Fair Debt Collection Practices Act (FDCPA). This helps prevent third-party debt collectors from harassing debtors like yourself and your family.
Unfortunately, debt collectors don’t always follow the rules laid by the FDCPA. If you feel that Linebarger, Goggan, Blair & Sampson, LLP Collection Agency has been calling you up too often and that it is disturbing your everyday activities you may be eligible to file an FDCPA lawsuit.
Linebarger, Goggan, Blair & Sampson, LLP - Company Profile
Americans throughout the country have been receiving frightening letters from debt collection agents regarding debts that they may or may not owe. Many of these letters were sent by Linebarger Goggan Blair & Sampson, which is one of the country’s largest government debt collectors. It is hired to collect any type of debt such as water bills and property taxes.
What Is a Debt Validation Letter? And Why Do You Need It?
If you have been approached by a debt collector and you are not sure you owe the money, you are entitled to request that the debt collector sends you a debt validation letter. This provides key information about your debt including the amount owed and who you owe it to. Alternatively if you are not sure the debt is yours, you may send a debt verification letter to the debt collector asking for details about the debt.
The FDCPA states that debt collectors must send you a debt validation notice in writing which outlines the information regarding the debt. They must carry out this requirement within 5 days of receiving your debt verification letter.
If Linebarger, Goggan, Blair & Sampson, LLP Collection Agency fails to send you the debt validation letter within the required time, this is a violation of the FDCPA and you may be able to file a lawsuit to seek damages against them. You have 12 months from the date of the violation to do this.
Talk to an Attorney Today
If Linebarger, Goggan, Blair & Sampson, LLP Collection Agency did not validate your debt you should talk to an FDCPA attorney who specializes in cases involving debt collector harassment. The attorney will explain your rights and how you can stop Linebarger, Goggan, Blair & Sampson, LLP from harassing you. Fill out our Free Case Evaluation so you can be connected to a FDCPA attorney who is responsible for handling consumer law cases in your state.
The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Linebarger, Goggan, Blair & Sampson, LLP Collection Agency, or any other third-party collection agency, you may not be entitled to compensation.