If you haven’t managed to pay all your monthly bills or one of your creditors has accused you of owing them money you may not be harassed by them due to legislation laid down in the 1978 Fair Debt Collection Practices Act (FDCPA).
This protects you from undue harassment by debt collectors such as IMC Credit Services LLC Collection Agency.
Unfortunately, not all debt collectors take notice of the FDCPA. If you feel that an IMC Credit Services LLC Collection Agency debt collector has been phoning you or knocking on your door repeatedly, you may be eligible to file an FDCPA lawsuit against the debt collector for damages.
IMC Credit Services LLC Collection Agency – Company Profile
MC Credit Services, LLC is a debt collection agency with its headquarters in South Dakota. IMC has received numerous complaints alleging that it has violated the terms of the Fair Debt Collection Practices Act (FDCPA).
This includes threatening to take actions against a debtor they have been asked to pursue and using misleading or false information in order to persuade a debtor to pay a debt.
What Is a Debt Validation Letter? And Why Do You Need It?
Before you pay a debt collector sent by IMC Credit Services, LLC Collection Agency, you need to ask them to confirm that in fact it is your debt. All debt collectors are required by law to send out a debt validation letter.
This describes what the origin of the debt is, how much it is you owe and any other relevant information. If you have any doubts about the validity of the debt or if you believe you don’t have any debts, you may send to the debt collector an official debt verification letter that asks the debt collector to provide more information about the debt.
The FDCPA requires that all debt collectors send a written debt validation notice to the debtor with information concerning the debt they are pursuing. They have up to 5 days to dispatch this debt validation.
If the IMC Credit Services, LLC Collection Agency does not send you the debt validation letter, they are violating the FDCPA and this means you may be able to file a claim for damages against them.
Talk to an Attorney Today
If IMC Credit Services, LLC Collection Agency fails to validate your debt, they could face legal repercussions. If this has happened to you speak as soon as you can with an FDCPA attorney who specializes in the field of debt collector harassment to who will inform you of your rights and your ability to stop the IMC Credit Services, LLC Collection Agency from harassing you.
Fill out our Free Case Evaluation so you can connect with an FDCPA attorney who handles consumer law cases in your state.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against If IMC Credit Services, LLC Collection Agency, or any other third-party collection agency, you may not be entitled to compensation.