Passed in 1978, the Fair Debt Collection Practices Act (FDCPA) was enacted to help put an end to unscrupulous debt collection. If you have an old delinquent debt, and it is being collected by Credence Resources Management, LLC, there are specific laws that they must abide by during the collections process.
There are resources available and you do have rights as a consumer. If Credence Resources Management, LLC, violated the FDCPA, you can file a claim against them in an effort to recover damages for their illegal behavior. You should talk with an FDCPA lawyer about your options.
When a collection agency violates the FDCPA and collection laws, they can face serious legal ramifications.
Credence Resources Management, LLC
Credence Resources Management, LLC, which is also known as CRM, is a debt collection agency that is based in Dallas, Texas. It has branch offices in Bellevue, Washington; San Jose, California; and there are two large centers in Pune, India.
The company owned in 2013, is managed by its owner Karan Negi, and has more than 1,500 employees. Accredited with the Better Business Bureau since 2017, the company has a B rating.
The company has resolved 262 complaints in the last three years. Many of the complaints are for billing and collections activities.
What Is A Debt Validation Letter? And Why Do You Need It?
If Credence Resources Management, LLC, is collecting a debt, and if you don’t think you owe it or if you believe the amount they are collecting is wrong, you should ask the collection company to validate the debt.
The debt validation letter should include the name of the original creditor, the original amount of the debt, how much you owe now, and other details to prove that the bill is accurate.
Credence Resources Management, LLC, has five days to respond to your request and provide you with the debt validation letter. If they fail to respond, or if they don’t properly validate the debt, you can file a claim against them.
Talk To An FDCPA Attorney Today
If Credence Resources Management, LLC, has violated the FDCPA or if you believe they are harassing you, you should talk with an FDCPA attorney who is licensed in your state and who specializes in debt collection harassment claims.
With the guidance of an attorney, you are much more likely to recover compensation for your claim and hold the collection company accountable.
If you complete the Free Case Evaluation request form, your information can be shared with a local FDCPA lawyer who will review your claim and determine the best way to proceed with your case against Credence Resources Management, LLC.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Credence Resources Management, LLC, or any other third-party collection agency, you may not be entitled to compensation.