Skip to content
Did a Collection Agency Not Validate Your Debt?
Free Legal Help

Did Commonwealth Financial System* Not Validate Your Debt?

Stop the

You have legal rights. We can help.


Consumers are protected by the Fair Debt Collection Practices Act (FDCPA), which was enacted in 1978. This Act is to prevent unscrupulous debt collection practices. If you have a past-due debt and Commonwealth Financial System is collecting it from you, they must adhere to any applicable debt collection laws.

Sometimes debt collectors will even try to collect debts that aren’t owed by the consumer. You do have legal rights, and if Commonwealth Financial System has violated the FDCPA, you can file a claim against them to recover damages. You should consult with an FDCPA lawyer from your state who handles such cases.

Commonwealth Financial System

Founded in 2001, Commonwealth Financial System bought out Northeast Credit and Collections that same year. They are located in Dickson City, Pennsylvania. They offer various services, such as on-site collections, billing services, third-party collections, debt purchasing, and credit bureau reporting for a variety of industries.

The company isn’t accredited by the Better Business Bureau, but their profile with the BBB has a B rating. They have had 507 complaints closed in the last 3 years and 217 complaints closed in the last 12 months. Many consumers complain about the billing practices and the failure of the company to validate the debt, which are both FDCPA violations and which can lead to fines and other repercussions from the Federal Trade Commission.

Did Commonwealth Financial System* Not Validate Your Debt?

What Is A Debt Validation Letter? And Why Do You Need It?

If Commonwealth Financial System is harassing you about a delinquent debt, you have rights and resources are available. Ask for the debt to be validated. They must provide a debt validation letter, which will detail the specifics about your debt.

They must include the name of the original creditor, the original debt amount, the current amount owed, and other specifics to confirm you do owe the debt. After getting the letter, it should confirm without a debt it is your debt. If they fail to validate the debt, they are violating the FDCPA and you can file a claim against them.

Talk To An FDCPA Attorney Today

If Commonwealth Financial System has violated the FDCPA by failing to validate your debt, or if they are harassing you because of a past-due debt, there is help available. You have rights and they could face legal ramifications. Consult with an FDCPA lawyer who is licensed to handle such claims in your state. Work with an attorney who specializes in debt collector harassment claims.

Complete the Free Case Evaluation request form to have your information shared with a local FDCPA lawyer so you can file a claim against Commonwealth Financial System and recover compensation for your damages. There are laws enacted to protect you, so hold the debt collector accountable for their actions.

*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Commonwealth Financial System or any other third-party collection agency, you may not be entitled to compensation.

Additional Resources

Free Case Evaluation

    1. Please fill out your contact information:

    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.