The Fair Debt Collection Practices Act (FDCPA) was enacted in 1978 to protect consumers from the acts of unscrupulous debt collectors. If you have a debt that is past due, it may be sold to a collection agency, or a collection agency may be contracted to try to recover as much of that debt as possible. If CMRE Financial Services, Inc., is contacting you about a past due debt, they must adhere to the FDCPA and any other laws that apply to debt collection. If they are harassing you, or if they are in violation of the FDCPA, then you can file a claim against them. They can also face harsh legal penalties for violating the FDCPA.
CMRE Financial Services, Inc.
CMRE Financial Services, Inc. was established in California in 1996. The company operates under many names, including Radiology Associates of Nevada, Florida Emergency Physicians, and Physicians Business Bureau. With more than 300 employees, the company only handles healthcare debt.
The company was penalized in 2014 by Colorado’s Fair Debt Collections Administration for failing to include its Colorado phone number or address on letters sent to Colorado consumers. The company isn’t accredited by the Better Business Bureau. It has an A+ rating and 37 complaints were closed in the last 3 years and 13 complaints closed in the last year.
What Is A Debt Validation Letter? And Why Do You Need It?
If you were collected by CMRE Financial Services, Inc., about a delinquent bill, you can ask for the collection agency to validate your debt. CMRE Financial Services, Inc., has five days to respond with a debt validation letter. The letter is required by the FDCPA and must contain specific details. Those details include the name of the original creditor, the original amount of the debt, the current amount owed, and other details to verify the debt and its ownership. If CMRE Financial Services doesn’t respond within this timeframe, or if they do something that violates the FDCPA, you can pursue a claim against them.
Talk To An FDCPA Attorney Today
If CMRE Financial Services, Inc., is harassing you over a past due debt, then you should consult with an FDCPA lawyer who is licensed in your state. With the help of an attorney who handles debt collection harassment claims, you are much more likely to have a successful claim. You have rights, and there are numerous resources available to help you.
Put an end to the harassment and get your claim on track today. Complete the Free Case Evaluation request form on this page so your information can be shared with a local FDCPA attorney and you can take action against CMRE Financial Services, Inc., for their behavior.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against CMRE Financial Services, Inc., or any other third-party collection agency, you may not be entitled to compensation.