The Fair Debt Collection Practices Act (FDCPA) was enacted in 1978 to prevent unscrupulous debt collection practices. If you have a past-due debt, you may be suffering from repetitive calls and harassment from a collection agency.
Also, sometimes collection agencies call trying to collect debts that are already paid or that are owed by someone else. If you are being harassed by Account Services Collections, Inc. and you think their actions are FDCPA violations, you may be eligible to pursue a claim against them.
Resources are available to help you and to protect you from the harassment of the third-party debt collector.
Account Services Collections, Inc.
Account Collection Services, Inc., is a collection agency that was founded in 1970, according to their website but their file with the Better Business Bureau opened in 1965. The business incorporated in 1974.
The company operates Account Services, USA, and Healthcare Financial Services, USA, both in San Antonio, Texas. The company has 70 employees and is under the direction of the company’s vice-president, Julie Goforth.
The company was accredited by the Better Business Bureau in 1997 and has an A rating. There have been 14 customer complaints in the last year that have been resolved.
What Is A Debt Validation Letter? And Why Do You Need It?
When a debt collector is trying to collect from you, you will need to make sure that you actually owe the debt in question and the amount that they claim. Law requires that the debt be validated by the collection agency.
If you have any doubts about the debt, such as whether it is your debt or the amount owed, ask Account Services Collections, Inc., to validate it. They have five days from your request to respond.
Their debt validation letter should include the name of the original creditor, the original debt amount, the current debt amount, and other details. If they haven’t responded to your request and validated that you owe this debt and how much you owe, you can file a claim against them for violating the FDCPA.
Talk To An FDCPA Attorney Today
If your debt hasn’t been properly validated by Account Services Collections, Inc., or if they are harassing you over a delinquent debt, they can face legal repercussions.
If you are facing difficulty from Account Services Collections, Inc., because they are harassing you about a debt, consult with an FDCPA lawyer in your state who handles debt collector harassment cases.
Complete the Free Case Evaluation request form to have your details shared with an FDCPA attorney practicing in your state. Put an end to the threats and harassment from Account Services Collections, Inc. today, and get control of the situation.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Account Services Collections, Inc., or any other third-party collection agency, you may not be entitled to compensation.