Do you remember the home and/or cell phone number you added to a credit card or personal loan application? Well, the phone number information you gave a debt collection agency such as Northstar Location Services can come back to bite you.
Under a federal law enacted in 1977, consumers no longer have to deal with aggressive debt collection practices implemented by third party debt collectors. However, the federal law does not establish a maximum number of phone calls made by bill collectors.
This means that if Northstar Location Services calls you throughout the day at home and on your Smartphone, you have to put up the annoying phone calls. In addition, requesting a debt collection agency to refrain from calling you does not mean the third party debt collector must comply with your request.
Northstar Location Services might come after you with more purpose by making additional phone calls or by trying another legally sanctioned strategy for getting you to take care of a delinquent consumer debt.
Methods for Making the Phone Calls Stop
Ignoring the phone calls made by Northstar Location Services will make a bad situation much worse. The debt collection agency might resort to more aggressive debt collection tactics that include calling you at all hours of the day.
However, by ramping up the heat, the third party debt collector has crossed over the legal line established by the Fair Debt Collection Practices Act (FDCPA). Bill collectors like Northstar location Services are legally permitted to call consumers between the hours of 8 am and 9 pm.
Any phone calls made before and after those times are violations of the FDCPA.
Working with a licensed consume protection lawyer will ensure every violation of the FDCPA committed by a bill collector is punished. Your attorney might contact the Federal Trade Commission (FTC), which will create a black mark on the business record of Northstar Location Services.
By contacting your state’s Attorney General Office, your lawyer initiates the first step of the process for filing a lawsuit against a debt collection agency that implements illegal debt collection practices.
What Monetary Damages Can You Win from a Lawsuit?
When you inform a third party debt collector you have hired an experienced FDCPA attorney, it might be enough of a reason for the bill collector to stop harassing you.
Nonetheless, because debt collection agencies earn incredible profits by collecting outstanding consumer debts, many agencies do not back down when confronted by a highly rated lawyer.
The answer to the push back from Northstar Location Services is to file a lawsuit that seeks monetary damages for one or more violations of the FDCPA.
Not only should you consider filing a lawsuit to recover money for physical and emotional suffering, you should also seek monetary damages for lost wages and any money garnished from your paycheck that was used to pay a bill collector.
Your lawyer will meticulously comb through your payroll records, as well as any garnishment orders, to ensure you recover 100% of the wages lost because of the actions committed by Northstar Location Services.
Make sure the FDCPA protects you against illegal debt collection agency practices. Speak with a consume protection attorney today to weigh your legal options against Northstar Location Services.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Northstar Location Services or any other third-party collection agency, you may not be entitled to any compensation.